Business Details
About
Home Loan ProviderMortgage BrokerMortgage LenderReal Estate Loan ProcessingMortgage Refinance
Christian Johnson is your Dallas local mortgage lender in Dallas, TX. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Christian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Christian at (214) 763-8767 for more information!
Location
Christian Johnson at Rate (NMLS #552551)
3100 Monticello Ave, Dallas, TX
75205, United States
Hours
Frequently Asked Questions About Christian Johnson at Rate (NMLS #552551)
What type of mortgage do you recommend for me?
The beauty of our role is that it is not a one-size-fits-all solution. Each client has a different story and requires a different path to get to the goal of homeownership. Give me a call – let me listen to your story and best sculpt the perfect loan for your situation.
What is the minimum down payment requirement for a mortgage?
If you are a Veteran (THANK YOU FOR YOUR SERVICE) then $0 down! If you are not a Veteran, then the minimum requirement is 3% of the sales price based on eligibility.
Do I qualify for any down payment assistance programs?
Often times our clients do. We have several wonderful programs and options when it comes to assisting in Down Payment and Closing Costs.
What are credit requirements for a mortgage?
Credit is more than just a score. We look at the depth, history and situation of the individual. Ideally, the most recent 24 months have been in good shape and the scores are above 580, but we have made exceptions to this in the past based on compensating factors.
Do you offer prequalification and preapproval for a mortgage?
We offer Same-Day Assurance! Our loans are pre-underwritten, and our Pre-Approval Letters are cherished by local agents as they know we have done the work in advance and can compete with a Cash Offer as they are fully vetted. No sloppy Pre-Qualifications here!
How can I estimate closing costs?
Once you are Pre-Approved you will be provided loan cost estimates that can spell out the anticipated costs based on the price, down payment and credit factors of your new home loan.
Will I have to pay mortgage insurance? Are there any options where I can avoid it?
There are several options that do not require Mortgage Insurance. Some are very affordable and some can be costly. We can discuss the pro’s and con’s of each and determine which path best meets your needs!
How long does the mortgage process usually take, from application to closing?
With our Same-Day mortgage we can close in 10 days. From Application to Closing!! This gives you terrific negotiation power and gives the seller assurance you are a great buyer for their home.
Who is Christian Johnson and what services does he offer?
Christian Johnson is a Dallas local mortgage lender at Rate, specializing in home purchase loans and refinances, committed to simplifying the mortgage process.
What are the business hours for Christian Johnson at Rate?
Christian Johnson operates Monday through Friday from 9:00 AM to 5:00 PM and is closed on weekends.
How can I contact Christian Johnson for mortgage inquiries?
You can contact Christian Johnson at (214) 763-8767 or via email at christian.johnson@rate.com.
What mortgage options are available through Christian Johnson at Rate?
Christian Johnson offers various mortgage options including jumbo mortgages, FHA, conventional, portfolio loans, and local mortgage support.
Do you offer mortgage prequalification or preapproval?
Yes, Christian offers Same-Day Assurance with fully underwritten preapproval letters that local agents trust, providing strong buying power.
What is the typical timeline from mortgage application to closing?
With Same-Day mortgage services, Christian Johnson can close loans in as little as 10 days from application to closing.
Are there down payment assistance programs available?
Yes, many clients qualify for down payment and closing cost assistance programs to help with their home purchase.
Where is Christian Johnson at Rate located?
Christian Johnson's office is located at 3100 Monticello Ave, Suite 335, Dallas, TX 75205.
What nearby real estate services can complement my mortgage process with Christian Johnson?
Nearby real estate professionals such as Jill White-Realtor, Elliot Collins Realtor, and Christie’s International Real Estate Atproperties Lone Star can assist clients alongside Christian Johnson.
Are there nearby banks that might be convenient when visiting Christian Johnson's office?
Yes, Amegy Bank and Titan Bank are nearby financial institutions that clients might find convenient during their visit.
How can nearby points of interest enhance my experience when visiting Christian Johnson?
Clients can coordinate meetings with nearby services like Mooty Luxury Group for legal and real estate counsel or visit local construction services like Coats Homes and Sebastian Construction Group for home development insights.