Business Details
About
Mortgage BrokerMortgage Lender
Apt Mortgage Loan LLC provides refinancing and loan programs, including conventional loans, FHA loans, jumbo loans, and more, to the Dallas Metroplex and beyond.
Location
Hours
Reviews
5.0
54 reviews
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53
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- MKMukudhan KaliyurOct 27, 20255.0Giri has been exceptional in his service offerings. Super transparent, courteous and a straight shooter. No surprise charges ending up in your CD! He closed my refinancing in record time...as promised. The whole process was so seamless including the virtual closing (which was the first time ever for me). Would recommend him any day.
- VKVijay KumarOct 5, 20255.0Giri has provided good rates and excellent Service. He is very knowledgeable, honest and action oriented provided required options.
- SRSuresh RamAug 4, 20255.0Absolutely amazing experience dealing with Shyam during the entire loan process. Dealing with him, you will get a feeling his motivation for doing this is more to help his customers. Highly recommend him without a doubt.
- KVkarthi VJun 17, 20255.0I had a great experience working with Giri for my first home mortgage loan. From start to finish, he was incredibly helpful in walking me through the entire process, making sure I understood every step along the way. He handled all the paperwork promptly and efficiently, which really took the stress out of the process. Communication was smooth and easy—he was always available to answer questions and provided clear, confident guidance. It’s clear that he has strong knowledge of the mortgage industry, and that gave me great peace of mind. I would highly recommend Giri Namasivayam to anyone looking for a professional, knowledgeable, and reliable mortgage loan agent.
- RRRavi RajanNov 16, 20235.0From the outset, Giri's Apt Mortgage lending services were nothing short of exceptional. One of the aspects that truly stood out was their customer-centric approach. Every interaction was personalized, making me feel more like a valued partner than just a client. They offered a range of options, tailored to suit my unique financial situation. This bespoke approach allowed me to secure the financing I needed under terms that were both fair and advantageous. Moreover, Giri's commitment to ethical lending practices was evident. Their honesty and integrity in all dealings instilled a sense of trust and confidence in their services. They were not just about closing a deal; they were dedicated to ensuring the financial wellbeing of their clients, a trait that is rare in the industry. Overall, my experience with Giri’s Apt Mortgage was outstanding. Their professionalism, expertise, and genuine care for their clients' needs set them apart in the world of real estate finance. I would wholeheartedly recommend their services to anyone looking for a reliable, knowledgeable, and ethical real estate lender.
Frequently Asked Questions About Apt Mortgage Loan LLC
What are your hours of operation?
Our office is open daily from 9:00 am to 9:00 pm, providing extended service to accommodate our clients' schedules.
What loans do you offer?
We offer a diverse range of loan options including conventional loans, FHA loans, jumbo loans, construction loans, DSCR loans, and HELOC loans to meet various financial needs.
What states are you licensed in?
Apt Mortgage Loan is currently licensed to operate in Florida, Pennsylvania, Massachusetts, and Texas. Through our trusted partners, we can also assist in several other states—feel free to give us a call to learn more.
What documents do I need to apply for a mortgage?
Typically, you'll need to provide identification, a credit report, income verification (such as pay stubs and W-2s), and bank statements. Additional documents may be required depending on your specific situation.
How long does the mortgage approval process take?
On average, the process from application to closing takes about 30 days, depending on the complexity of the loan and how quickly required documents are provided. In some cases, we’ve closed loans in as little as 10 days.
What do you charge for your services?
In most cases, our services are provided at no cost to you. We’re compensated by our lending partners, who compete for your business. We compare their offers to help you secure the most competitive rates available.
How do you compare with your competitors?
We offer some of the lowest rates and closing costs in the industry, combined with exceptional service on every loan we handle. Few competitors can match us in all of these areas.
Can I apply for a mortgage online?
Yes, our online application makes it easy to get started anytime, from anywhere. Simply click the Apply Now button to begin. You can also upload all required documents directly through the application.
When should I refinance?
Timing the market can be challenging, as interest rates fluctuate daily based on economic and geopolitical factors. As a general rule, if you can save around $250 per month—or $3,000 per year—it’s a strong indicator that refinancing could be worthwhile. Many of our clients have saved even more. Don’t wait to start saving—the sooner you refinance, the more you can keep in your pocket.
Can you help with a zero ($0) cost refinance?
Absolutely — paying out-of-pocket for a refinance typically isn’t the best financial decision. We cover most, if not all, of the associated fees. For instance, if you paid $2,000 in fees to save $200 per month, it would take 10 months just to break even. But with no upfront costs, your savings begin the moment your loan closes.
What are the hours of operation at Apt Mortgage Loan LLC?
Our office is open daily from 9:00 am to 9:00 pm to accommodate your schedule, with Saturdays by appointment only, and closed on Sundays.
What types of loans does Apt Mortgage Loan LLC offer?
We provide conventional loans, FHA loans, jumbo loans, construction loans, DSCR loans, and HELOC loans tailored to various financial needs.
In which states is Apt Mortgage Loan LLC licensed to operate?
We are licensed in Florida, Pennsylvania, Massachusetts, and Texas, and can assist in other states through trusted partners.
What documents are required to apply for a mortgage at Apt Mortgage Loan LLC?
Typically, you need identification, a credit report, income verification like pay stubs and W-2s, and bank statements; additional documents may be requested depending on your situation.
How long does the mortgage approval process usually take?
Approval typically takes about 30 days from application to closing, but some loans have closed in as little as 10 days depending on document submission speed and loan complexity.
Can I apply for a mortgage online with Apt Mortgage Loan LLC?
Yes, you can easily start your online application anytime and upload all required documents directly through our online platform.
Are there any upfront costs for refinancing with Apt Mortgage Loan LLC?
Most of the time, we cover all or most refinancing fees, so you can save money immediately without paying out-of-pocket upfront costs.
How can I benefit from nearby places like Village Builders at Westhaven when visiting Apt Mortgage Loan LLC?
Village Builders at Westhaven offers construction and home improvement services nearby, making it convenient for clients considering home purchases or renovations to explore complementary services before or after consulting with us.
How does the proximity of Lakeside at Coppell apartments assist clients of Apt Mortgage Loan LLC?
Lakeside at Coppell provides nearby residential options, which is helpful for clients looking to finance new homes or investment properties in the area.
What transportation or local services near Apt Mortgage Loan LLC can help clients access the office?
While there is no direct transit station listed, nearby businesses like stop and go transportation can assist clients with travel, and local amenities such as T-Mobile can support communication needs.