Business Details
About
Home Loan ProviderMortgage BrokerMortgage LenderReal Estate Loan Processing
I’m Ryan Harsche, a top Poconos mortgage lender Pike, Wayne, Monroe and Lackawanna counties. I specialize in mortgages for primary homes, vacation homes, lake homes, second homes, and investment properties. Buyers in Hawley, Milford, Lake Wallenpaupack, Stroudsburg, Bushkill, Lords Valley, and the Pocono Mountains trust me for fast pre-approvals, competitive rates, and smooth closings. Your local expert for Northeastern Pennsylvania and personalized mortgage options. With a reputation for delivering a smooth, transparent, and stress-free loan process, Ryan and his team of home financing experts are dedicated to helping you achieve your dream of homeownership. Whether you're a first-time homebuyer, a seasoned investor, or exploring VA loans or FHA financing, Ryan will tailor solutions to meet your unique goals.
Location
Ryan Harsche at Citywide (NMLS #1126812)
240 Main Avenue, Hawley, PA
18428, United States
Hours
Frequently Asked Questions About Ryan Harsche at Citywide (NMLS #1126812)
What types of home loans do you offer?
We specialize in a variety of home loan programs, including conventional loans, FHA loans, VA loans, jumbo loans, Debt-Service-Coverage Loans (DSCR) and more. Whether you're a first-time homebuyer, a seasoned investor, or looking for specialized options like doctor loans, we’ll find the perfect fit for your needs.
Do you work with first-time homebuyers?
Absolutely! We love helping first-time homebuyers navigate the mortgage process. From pre-approval to closing, we provide step-by-step guidance, tailored loan options, and clear explanations to make your journey to homeownership smooth and stress-free.
Can you help with low credit scores?
Yes, we offer loan programs that accommodate various credit profiles, including options for buyers with less-than-perfect credit. We'll also provide advice on improving your credit score to help you qualify for better rates.
Are there mortgage options for veterans?
Yes, we proudly offer VA loans for eligible veterans and active-duty service members. VA loans often come with benefits like no down payment, competitive interest rates, and no private mortgage insurance (PMI).
What areas do you serve?
We are based in Eastern Pennsylvania, with a strong focus on Philadelphia, the Poconos, and surrounding areas. We’re licensed to serve clients in multiple states, including New Jersey, Connecticut, Massachusetts, and Florida.
How do I get pre-approved for a mortgage?
Getting pre-approved is simple! You’ll need to provide financial information like income, assets, and credit history. Once reviewed, we’ll determine your borrowing power and issue a pre-approval letter to strengthen your offer when buying a home. Schedule a call with Ryan today or text him at 215-440-6082
What is the Lender Paid 1% Buydown program?
This program lowers your mortgage interest rate by 1% for the first year, reducing your monthly payments. It’s an excellent option for buyers looking to ease into homeownership with lower initial costs.
Do you offer special loan programs for medical professionals?
Yes! Our Doctor Loan Program is designed specifically for medical professionals, offering competitive rates and terms to help you secure your dream home while managing your unique financial needs.
Why should I choose Ryan Harsche as my loan officer?
With over 15 years of experience, a top 1% loan officer ranking, and a deep understanding of the Philadelphia and Eastern Pennsylvania markets, Ryan provides unmatched expertise and personalized service. We’re committed to making your home-buying journey smooth, transparent, and successful.
How can I contact you?
You can reach us at 570-576-9446 or email us at RHTeam@citywidehm.com. Let’s discuss your goals and find the best mortgage solution for you. We look forward to helping you achieve your dream of homeownership!
What types of home loans does Ryan Harsche offer?
Ryan Harsche offers a variety of home loan programs including conventional loans, FHA loans, VA loans, jumbo loans, DSCR loans, and specialized options like doctor loans.
Does Ryan Harsche work with first-time homebuyers?
Yes, Ryan provides step-by-step guidance and tailored loan options to make the homebuying process smooth and stress-free for first-time buyers.
Can Ryan Harsche help clients with low credit scores?
Yes, loan programs are available for buyers with less-than-perfect credit along with advice to improve credit scores for better rates.
Are there mortgage options specifically for veterans?
Yes, Ryan offers VA loans for eligible veterans and active-duty service members that often include no down payment and no PMI.
Which geographic areas does Ryan Harsche serve?
Ryan serves Eastern Pennsylvania including Philadelphia and the Poconos and is licensed in New Jersey, Connecticut, Massachusetts, and Florida.
How can I get pre-approved for a mortgage with Ryan Harsche?
Provide your financial information such as income and credit history; then Ryan will review and issue a pre-approval letter. You can schedule a call or text Ryan at 215-440-6082.
What is the Lender Paid 1% Buydown program?
This program reduces your mortgage interest rate by 1% for the first year to lower your monthly payments, easing initial homeownership costs.
Are there special loan programs for medical professionals?
Yes, Ryan offers a Doctor Loan Program with competitive rates and terms tailored for medical professionals' unique financial needs.
Why choose Ryan Harsche as my loan officer?
With 15+ years experience, top-ranking status, and deep regional expertise, Ryan provides personalized, transparent, and expert mortgage services.
What nearby places can help me when visiting Ryan Harsche at Citywide?
Nearby PNC Bank offers convenient banking services before or after your mortgage meeting, while Vault 240, a social service organization, and Hawley Diner provide local community and dining options respectively.
Are there local shops near Ryan Harsche’s office for unique gifts or antiques?
Yes, Time Machine Antiques and Remains to be Seen provide antique and gift shopping, perfect to explore before or after your appointment.
What dining options are near Ryan Harsche at Citywide’s office in Hawley?
You can enjoy local eateries like Pat’s Bar, Ravyn & Robyn Food & Wine, and Crazy Country Club offering various cuisines and bar services close to the office.