At Premier Property Group (PPG), we specialize in new construction home sales, dedicated to serving your current needs and future goals. Our mission is simple: To be your trusted partner and valued neighborhood resource.
Frequently Asked Questions About Capital Region Premier Property Group
Do I need a real estate agent when buying new construction?
While it's not required, having a real estate agent when purchasing new construction can be advantageous. An experienced agent can offer valuable perspectives, handle negotiations on your behalf, and assist you in navigating the often complex process of buying a newly constructed home.
Should I get a home inspection on a new construction?
It's recommended to have a home inspection for new construction properties. Even newly built homes may have hidden defects or issues that aren't immediately visible. A professional inspection can help identify potential problems before you complete the purchase.
What is an HOA?
An HOA, or Homeowners Association, is an organization within a subdivision, planned community, or condominium complex that establishes and enforces rules for the properties and residents. It typically oversees the maintenance of shared areas and manages community-related matters.
Can I customize my new home?
The extent of customization for a new home often varies depending on the builder and the construction phase. Many builders provide options for personalization, such as choosing finishes, fixtures, and sometimes layout modifications, particularly if you're involved in the early stages of the building process.
How long does it take to build a new home?
The duration of new home construction can vary considerably based on factors such as size, complexity, and weather conditions. On average, the process typically spans between 6 to 12 months from the start of construction to completion.
What kind of warranties come with a new construction home?
New construction homes generally include warranties covering various aspects of the property. These may encompass short-term coverage for workmanship and materials, as well as longer-term protection for major structural components. It's essential to carefully review the specific warranty terms provided by your builder.
Is HOA membership mandatory?
In most instances, HOA membership is required if you purchase a property within a community governed by an HOA. This requirement is typically specified in the property's deed and community bylaws.
Can I opt out of an HOA?
Opting out of an HOA is generally not possible if you own property within an HOA-governed community. Membership and compliance with HOA rules are usually conditions of property ownership in these areas.
Will HOA fees affect my ability to get a mortgage?
HOA fees can influence your mortgage qualification as lenders consider them part of your monthly housing expenses. These fees are incorporated into your debt-to-income ratio, which may impact the loan amount you're eligible for.
Can I visit the construction site during the build?
Access to the construction site during the building process is typically restricted due to safety concerns and insurance regulations. However, many builders arrange scheduled walkthroughs or inspections at key stages of construction for the homebuyer.
Do I need a real estate agent when buying new construction?
While it is not required, having a real estate agent when purchasing new construction can be advantageous. An experienced agent can offer valuable perspectives, handle negotiations on your behalf, and assist you in navigating the often complex process of buying a newly constructed home.
Should I get a home inspection on a new construction?
It is recommended to have a home inspection for new construction properties to identify potential hidden defects or issues before completing the purchase.
What is an HOA, and is membership mandatory?
An HOA, or Homeowners Association, is an organization managing rules and maintenance within a community. Usually, membership is mandatory if you purchase property within an HOA-governed community.
Can I customize my new home during construction?
Many builders offer options for customization such as choosing finishes, fixtures, and sometimes layout modifications, especially if you engage early in the building process.
How long does it typically take to build a new home?
New home construction typically takes between 6 to 12 months, depending on size, complexity, and weather conditions.
Are there warranties included with new construction homes?
Yes, warranties usually cover workmanship, materials, and major structural components, but the specific terms vary by builder.
What are Premier Property Group's office hours?
Premier Property Group is open Monday through Friday from 9:00 AM to 5:00 PM. Weekend appointments are available by request.
Where is Premier Property Group located?
Premier Property Group is located at 100 Saratoga Village Boulevard, Suite 36F, Malta, NY 12020.
Are there convenient nearby places I can visit before or after meeting with Premier Property Group?
Yes, nearby places include Connie's Electrolysis and Waxing Studio for beauty services, YMCA for fitness and community activities, and Keville Handcrafted Chocolates for a sweet treat.
How can nearby financial and legal services support me during a home purchase with Premier Property Group?
Nearby experts like Daniel Pearsall, Wealth Advisor - Tailored Wealth Solutions, and The Colwell Law Group, LLC can provide financial planning and legal advice to help you make informed decisions during your home buying process.