Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Lou and his team at Citizens Bank were true resemblance of Customer Obsession and Bias for Action. I was a first time home buyer and this was my first ever mortgage I got. Throughout the entire process Lou and his team acted as of my advisors NOT the lenders. They didnt hesitate to go beyond and above of their responsibilities. Even on the New Year's Eve of the 2021, on the last hours of the year when everyone is spending time with their families, and I was signing my contract, Lou was answering my text messages and phone calls. Even a few hours before my closing where the title company made a mistake, Lou and his team didnt hesitate to work with Citizens' closing department to resolve the issue. The builder that I bought the property was very difficult to work with. Without the amazing support I got from Lou and his team at Citizens, I wouldnt be able to close this transaction.
Lou and Citizens' Bank will do me and my family mortgages rest of our lives. World needs more of Lous and for sure it will become a better a place with more people like Lou and his team at Citizens !
What services does Lou Spano at Citizens Bank offer?
Lou Spano specializes in mortgage lending and refinancing, helping customers with home loans, construction loans, FHA loans, veterans mortgages, and home equity loans.
What are the regular business hours for Lou Spano's office in Woodcliff Lake, NJ?
The office is open Monday through Friday from 9:00 AM to 5:30 PM and closed on weekends.
Can I schedule an appointment outside regular business hours?
Yes, additional hours are available by appointment.
Where is Lou Spano's office located?
The office is located at 50 Tice Blvd., Suite 340, Woodcliff Lake, NJ 07677, USA.
How can I contact Lou Spano for mortgage inquiries?
You can call the office at +1 201-819-8011 or email lou.spano@citizensbank.com.
Is Lou Spano's office open on public holidays?
The office is closed on holidays including November 11, November 27, and December 25, 2025.
What nearby restaurants can I visit after my appointment at Lou Spano's office?
You can visit Tabla Indian Cuisine, located near Lou Spano's office for a meal.
Are there any other mortgage lenders close to Lou Spano's office?
Yes, Willard Eckerson - Citizens Bank, Home Mortgages is another nearby mortgage lender and broker.
If I need appliance services near Lou Spano's office, where can I go?
GE Appliance Repair is located nearby for appliance repair and sales services.
What additional business services are available near Lou Spano's office?
Nearby you can find services such as the accounting firm CLA (CliftonLarsonAllen), shared office spaces at Regus, and IT services from DCIT Corporation and Cisco Systems.