Need a home loan? We can help - online and in person! Visit us or check out our online Home Loan Center for today's rates, helpful calculators, and information about our loan options. Whether you have already found a home, want to refinance, or get prequalified, fill out our online home loan application to get started today. We'll have you on your way to closing in no time!
We're a full service lender in Joplin, MO. Visit us today!
Frequently Asked Questions About Southwest Missouri Bank Home Loan Center
How do I apply for a home loan?
Go to the website www.smbonline.com and go to "Home Loans" and then "Apply Now." You can fill out the information and submit it online, and one of our lenders will contact you.
Why is it important to get prequalified?
In today's tight real estate market, it will benefit you to have a prequalification letter from a lender. The seller will know that you are able to borrow the necessary funds to purchase the home.
What is a Home Equity Credit Line?
A Home Equity Credit Line (HECL) is a line of credit tied to the equity you have in your home. For example, if your home is worth $180,000, and you owe $100,000 on it, you have money available to borrow against. You can use this money for home improvements or any other major expense.
What is Southwest Missouri Bank's routing number?
Our routing number is 101203641.
How can I apply for a home loan at Southwest Missouri Bank Home Loan Center?
You can apply for a home loan by visiting www.smbonline.com, navigating to "Home Loans" and then "Apply Now." Fill out the online application and a lender will contact you.
Why is it beneficial to get prequalified before buying a home?
Getting prequalified provides a letter from a lender which shows sellers that you are capable of securing the necessary funds, giving you an advantage in today's competitive real estate market.
What is a Home Equity Credit Line offered by Southwest Missouri Bank?
A Home Equity Credit Line (HECL) is a credit line based on the equity in your home. It can be used for home improvements or major expenses.
What are the regular business hours for Southwest Missouri Bank Home Loan Center?
The center is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends and major holidays.
Does Southwest Missouri Bank Home Loan Center provide wheelchair accessible facilities?
Yes, it has wheelchair accessible entrance, parking, seating, and restrooms to accommodate all customers.
What products and services does Southwest Missouri Bank Home Loan Center offer?
They offer home loans, mortgage loans, home refinance, home equity loans, and home equity lines of credit.
Where is Southwest Missouri Bank Home Loan Center located?
It is located at 1002 E. 32nd St., Joplin, MO 64804, USA in the 32nd & Indiana neighborhood.
What nearby places can I visit around Southwest Missouri Bank Home Loan Center?
Nearby you can find Red Onion Espressoria cafe for coffee or meals, Barney's Quick Lube for automotive services, and Freeman Urgent Care for medical needs.
Can I manage my home loan with Southwest Missouri Bank Home Loan Center through a mobile app?
Yes, they offer mobile apps for Android and iOS devices for convenient banking and loan management on the go.
How can nearby transit and services help me when visiting Southwest Missouri Bank Home Loan Center?
Nearby places like T-Mobile provide telecommunications services, and local cafes like Red Onion Espressoria offer a comfortable spot to relax before or after your visit to the bank.