The TC Mortgage Advisors are an experienced group of mortgage professionals, dedicated to providing our customers with a superior level of personalized service. We take pride in providing informative educational resources and exceptional customer service. With over 100 combined years in the mortgage industry, we have the knowledge, expertise and skills to help you with any home financing need. Homeownership is one of the biggest financial investments of your life, and the TC Mortgage Advisors are here to make sure you’re well informed – every step of the way!
Details
Onsite servicesAvailable
Free parking lotAvailable
Wheelchair accessible entranceAvailable
Wheelchair accessible restroomAvailable
Wheelchair accessible seatingAvailable
Location
TC Mortgage Advisors powered by Union Home Mortgage
Customers consistently praised the clear and responsive communication from loan officers throughout the mortgage process.
Expertise
Many reviews highlighted the extensive knowledge and professionalism of the loan officers, particularly Dennis and Brian, in guiding clients through complex financial decisions.
Customer Support
Clients appreciated the personalized support and patience shown by the team, making the home buying experience feel smooth and manageable.
Efficiency
Several customers noted the quick processing times and timely closings, often exceeding expectations in terms of speed and reliability.
Recommendations
Numerous reviews included strong recommendations for the loan officers, indicating high levels of customer satisfaction and trust.
JC
Jan Connelly
6 days ago
5.0
My team did everything possible to make things go easy & explained everything. Also did weekly updates to help keep informed. The best!!
RM
Robert McClendon
Oct 24, 2025
5.0
Great communication and attention to details
MH
Mitchell Hirsch
Oct 1, 2025
5.0
The easiest loan process I could imagine. Everything was clearly communicated, and I was guided through the whole process from the beginning. Thank you Dennis for all your excellent work!
HT
Heather Terry
Sep 17, 2025
5.0
Dennis is amazing!! He has always been helpful and proactive in every transaction I've ever had. I would 100% recommend him every time=)
KY
Kue Yang
Sep 15, 2025
5.0
Going through UHM was a great experience. They provided an outstanding service. They were with us throughout the process and communication was very responsive. I would recommend anyone to go with UHM!
Frequently Asked Questions About TC Mortgage Advisors powered by Union Home Mortgage
What is an annual percentage rate (APR)?
he annual percentage rate (APR) allows you to make comparisons between loans offered by different lenders by giving you the total cost of the loan. An APR combines the base interest rate and other add-on fees, so you know how much you’re really paying on top of your loan payments. This includes points, private mortgage insurance, closing costs and other fees that are charged by the lender. APR isn’t always calculated in exactly the same way, but the loan officers at TC Mortgage Advisors can help you get to the bottom of the numbers.
What is a credit score?
This is a statistically derived number that is supposed to help lending agencies assess the likelihood that an individual will repay his or her debts. Your credit score is based in part on your past credit history and is expressed as a number between 300 and 850. The higher the number, the better your score is. The number is calculated using a mathematical formula that considers the numbers in your credit report compared to those of many other individuals. Your credit score is a very important number; if you plan to take out a loan, the interest rates and terms of the loan you can qualify for depend on the strength of your credit score.
What is down payment?
When you buy a property, the down payment is the amount you pay upfront in cash towards the total value of the home. The remainder of the property value is then financed with your mortgage. The larger your down payment is, the smaller the mortgage amount and often the interest will be. A typical down payment is 20% of the property value, so for a $300k home, this would be $60k.
What is home equity?
Home equity is the difference between the market value of your home and the amount you owe on it through an outstanding mortgage or any other loans on the property. For a home worth $300k, if you have an outstanding mortgage of $120k, your home equity would be $180k.
What is a fixed rate mortgage?
The fixed-rate mortgage is the most common type of mortgage. The interest rate and monthly payment will remain the same throughout the life of the loan, and these loans typically have repayment terms of 15, 20, 30 or 40 years. Fixed-rate mortgages are best for buyers who are likely to be in their home for a long time and want to know how much their payment will be every month. Interest rates for fixed-rate mortgages are higher than the starting interest rates for variable-rate mortgages.
What is an interest rate?
This is the rate lenders charge you to borrow their money, expressed as an annual percentage. For a $240k, fixed-rate mortgage with a loan term of 30 years and an interest rate of 5%, you would end up paying the lender a total of $240k in principal and $228k in interest.
For a fixed-rate mortgage, the interest rate remains the same throughout the term. But in a variable-rate mortgage, it fluctuates according to market interest rates. Interest makes up a part of your monthly payment on your loan.
What is the principal?
This is the amount you actually borrow for a loan. Interest is calculated based on the principal. For a $240k mortgage, your initial principal is $240k. A portion of your monthly payment, not including interest or taxes and fees, goes towards paying off the principal you still owe on your mortgage. At the end of the first year, your principal in this example would be roughly $236k. You would have paid $16k in total, $12k in interest and $4k in reducing the principal balance from $240k to $236k.
What services do TC Mortgage Advisors offer?
TC Mortgage Advisors provide a variety of mortgage solutions including FHA Financing, VA Financing, Conventional Financing, Jumbo Loans, First-Time Homebuyer programs, USDA Rural Housing, Refinance options, Lender Credit, and Investment Property loans.
What are the business hours of TC Mortgage Advisors?
They are open daily from 8:00 AM to 10:00 PM, including weekends. However, they are closed on certain holidays like November 27, 2025, December 25, 2025, and January 1, 2026.
Does TC Mortgage Advisors offer pickup or delivery services?
No, TC Mortgage Advisors do not offer pickup or delivery services.
How can I contact TC Mortgage Advisors?
You can contact them via phone at +1 763-260-5180 or email them at loans@tcmortgageadvisors.com.
What payment options are accepted by TC Mortgage Advisors?
They accept American Express, Cash, Check, MasterCard, and Visa as payment methods.
Is the office of TC Mortgage Advisors wheelchair accessible?
Yes, the office has wheelchair accessible entrance, seating, and restrooms, including unisex restrooms, ensuring it is accessible to all clients.
What is the location of TC Mortgage Advisors?
They are located at 3525 Plymouth Boulevard, Suite 207A, Plymouth, MN 55447, United States.
Are there nearby real estate agents that could assist in home buying alongside TC Mortgage Advisors?
Yes, Realty Executives Plymouth and Nevin Real Estate Team at Remax Results are nearby real estate agents that can assist you with property purchasing alongside TC Mortgage Advisors' mortgage services.
Which nearby professionals can help with legal or insurance needs related to home buying?
Nearby professionals such as Brutlag Hartmann & Trucke PA and Wiese Law Firm can provide legal services, while American Family Insurance (Chris Way Agency Inc. and Derek Clement Agency) and Anchor Insurance Agency LLP offer insurance services to support your home buying process.
How can nearby financial and mortgage specialists complement the services at TC Mortgage Advisors?
Nearby mortgage specialists like Vanessa Kahle with Union Home Mortgage, Scott Harris, and Tri Tang Home Mortgage, along with financial advisors such as Christine A Ebert from Ameriprise Financial Services, can provide additional mortgage and financial expertise to help you make informed decisions.