Business Details
About
Home Loan ProviderMortgage BrokerMortgage LenderReal Estate Loan ProcessingMortgage Refinance
Kelly Manderscheid is your Temecula local mortgage lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kelly is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kelly at (951) 453-5231 for more information!
Location
Kelly Manderscheid at Rate (NMLS #273420)
43053 Margarita Rd., Temecula, CA
92592, United States
Hours
Frequently Asked Questions About Kelly Manderscheid at Rate (NMLS #273420)
What type of mortgage do you recommend for me?
Once we receive all your documents including credit info, income & assets we will advise your different loan options that are available
What is the minimum down payment requirement?
Down payment varies depending on loan type
Do I qualify for any down payment assistance programs?
Once we receive all your documents, credit, income & assets we can advise what
down payment assistant programs are available.
What are the minimum credit requirements for a home loan?
Minimum credit score varies depending on loan program
What is the annual percentage rate?
Annual percentage rate is the yearly cost of borrowed money. It includes the interest rate and fees associated with the loan, such as closing costs and lender fees. APR is a measure of the cost of credit and is often higher than the interest rate.
Do you oer prequalification and preapproval?
Yes
What are my estimated closing costs?
Closing costs vary depending on many factors depending on loan type interest rate, etc.
Will I have to pay mortgage insurance? Are there any options where I can avoid it?
Mortgage insurance depends on the down payment amount. There are options to not have mortgage insurance.
How long does the process usually take, from application to closing?
Typically, escrow is 30 days however the process can be completed in as little as 10 days.
What types of mortgage services does Kelly Manderscheid provide?
Kelly Manderscheid offers a variety of mortgage services including FHA, VA, Conventional Mortgages, Mortgage Refinancing, Certified Reverse Mortgages, Bank Statement Loans, DSCR Loans, USDA Mortgages, and support for grant programs and down payment assistance.
How can I contact Kelly Manderscheid for mortgage loan assistance?
You can contact Kelly Manderscheid at (951) 453-5231 or via email at kelly.manderscheid@rate.com for more information or assistance with home loans.
What are the business hours of Kelly Manderscheid at Rate in Temecula?
Kelly Manderscheid's office is open daily from 9:00 AM to 9:00 PM, Monday through Sunday.
Where is Kelly Manderscheid located in Temecula?
Kelly Manderscheid is located at 43053 Margarita Rd., Suite B-107, Temecula, CA 92592.
Does Kelly offer prequalification and preapproval for home loans?
Yes, Kelly Manderscheid offers both prequalification and preapproval services.
How long does the home loan process typically take from application to closing?
The process typically takes about 30 days during escrow, but can be completed in as little as 10 days.
Are there nearby places I can visit for dining options close to Kelly Manderscheid's office?
Yes, you can enjoy dining at nearby places such as M Noodle And Sushi for Asian cuisine, Gentle Grill for vegetarian and American dishes, and Uncle Geno's Pizza for Italian-style pizza.
What local amenities are available near Kelly Manderscheid for shoppers or parents?
Near Kelly Manderscheid, 'Oh! Baby' and 'Oh Baby Temecula' provide baby gear, furniture, and children's clothing, offering convenience for parents visiting the area.
Are there nearby services for pet grooming around Kelly Manderscheid's location?
Yes, Shampooch Pet Styles offers pet grooming services nearby for your pet care needs.
How might nearby transit or shopping areas assist someone visiting Kelly Manderscheid?
Visitors can explore the Vineyard Commons shopping center nearby for additional shopping and dining options before or after their appointment, making their visit pleasant and convenient.