Frequently Asked Questions About Tanya Click at Rate (NMLS #307893)
What types of loans do you offer?
I specialize in a full suite of loan products, including:
• 40-Year Interest-Only Loans
• FHA, VA & Conventional Loans
• Bank Statement Loans (for self-employed)
• DSCR & No-Income Investment Loans
• Reverse Mortgages (55+ only)
• Jumbo & High-Balance Loans
• Renovation & Rehab Loans
• First-Time Buyer Programs & Down Payment Assistance
Are you licensed in my state?
I’m fully licensed to originate loans in California and Florida—but I’m happy to help connect you to a trusted partner if you're buying outside those states.
How fast can I get pre-approved?
Most pre-approvals take less than 24 hours, and I offer rush approvals when needed. Speed and accuracy matter, and I deliver both.
What if I have unusual income or credit?
I specialize in creative loan solutions for clients with non-traditional income (IHSS, self-employed, real estate investors, etc.). Credit challenges? I can often work around them—or help you build a strategy.
Do you work with realtors and local businesses?
Absolutely. I co-host events, offer corporate mortgage discounts, and provide concierge support to agents and HR teams who want fast, reliable lending solutions for their clients or employees.
Why should I work with you instead of going to a big bank?
Unlike big banks that only offer cookie-cutter options, I deliver strategic, personalized lending tailored to your unique situation. And here’s the kicker—we’re the largest non-depository lender in the entire nation. That means we offer the pricing power, speed, and variety of a national institution without the corporate red tape.
Yet you’ll get a one-on-one experience like no other—direct access to me, real-time updates, and hands-on guidance every step of the way. I work nights, weekends, and holidays to help you close with confidence and clarity.
What types of loan programs does Tanya Click offer?
Tanya offers a full suite of loan products, including 40-Year Interest-Only Loans, FHA, VA & Conventional Loans, Bank Statement Loans for self-employed, DSCR & No-Income Investment Loans, Reverse Mortgages (55+ only), Jumbo & High-Balance Loans, Renovation & Rehab Loans, and First-Time Buyer Programs with Down Payment Assistance.
Is Tanya Click licensed to provide loans in my state?
Tanya is fully licensed to originate loans in California and Florida. If you're buying outside these states, she can connect you to a trusted partner.
How quickly can I get a pre-approval for a home loan?
Most pre-approvals take less than 24 hours, with rush approvals available when needed for faster processing.
Can Tanya help if I have unusual income or credit challenges?
Yes, Tanya specializes in creative loan solutions for clients with non-traditional income sources and can often work around credit challenges or help build a strategy.
Does Tanya work with realtors and local businesses?
Absolutely. Tanya co-hosts events, offers corporate mortgage discounts, and provides concierge support to agents and HR teams for reliable lending solutions.
Why choose Tanya Click over a big bank for my mortgage needs?
Tanya offers personalized, strategic lending with the power, speed, and variety of a national institution but with direct access, real-time updates, and hands-on guidance without corporate red tape.
What are Tanya Click's office hours?
Tanya's office is open from 9:00 AM to 5:00 PM every day of the week, Monday through Sunday.
Where is Tanya Click's office located in Los Altos?
The office is located at 167 S. San Antonio Rd., Suite 16, Los Altos, CA 94022, United States.
Can I find real estate agents near Tanya Click's office to help with property purchases?
Yes, nearby real estate agents include Cindy Lunk Real Estate, Sangster Team, Brian Dakin at Compass, and many others who can assist with buying or selling properties in the area.
How can nearby real estate services complement working with Tanya Click for home financing?
Nearby real estate services like Alain Pinel Realtors and Living in Silicon Valley provide property listings and support, helping customers find homes that Tanya can help finance with tailored loan options.
Are there other mortgage lenders near Tanya Click's office where customers might explore comparative options?
Yes, other nearby mortgage lenders connected to Rate include Andre Gutierrez at Rate and Nicole Santizo at Rate, providing additional lending resources in the area.