Home Loan ProviderMortgage BrokerMortgage LenderReal Estate Loan ProcessingMortgage Refinance
Guy Benjamin is your Benicia local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Guy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. I also have extensive experience in the Reverse Mortgage filed and can help you to demystify this program and help you determine if this is a good fit for your situation. Contact Guy at (707) 392-5179 for more information!
Frequently Asked Questions About Guy Benjamin at Rate (NMLS #887909)
Do I need a 20% down payment to purchase a home?
No, this is a common misconception and frequently a unnecessary barrier to homeownership. There are Conventional loan programs available with as little as 3% down payment requirements.
Is PMI - (Private Mortgage Insurance) expensive?
PMI rates are based on the loan program and the borrower credit profile. PMI can be very affordable depending on the borrower credit profile.
Who is Guy Benjamin and what services does he offer?
Guy Benjamin is a local loan officer at Rate in Benicia, CA, offering home purchase loans, refinancing, and reverse mortgage services to simplify the mortgage process.
What are Guy Benjamin's business hours?
Guy Benjamin at Rate is open Monday through Friday from 9:00 AM to 5:00 PM and closed on weekends.
Do I need a 20% down payment to purchase a home through Guy Benjamin?
No, there are conventional loan programs available with as little as 3% down payment requirements; 20% down is not mandatory.
Is Private Mortgage Insurance (PMI) expensive?
PMI cost varies based on the loan and borrower credit profile, but it can be very affordable depending on your situation.
How can I contact Guy Benjamin at Rate for mortgage services?
You can contact Guy Benjamin at (707) 392-5179 or email guy.benjamin@rate.com for more information and assistance.
Does Guy Benjamin's office have wheelchair accessible facilities?
Yes, the office has wheelchair accessible entrance, seating, and restrooms to accommodate all clients.
Are there nearby financial services that clients can visit along with Guy Benjamin at Rate?
Yes, nearby financial service options include Edward Jones (financial advisors Ken Casper and Ariel J Castillo) and Farmers Insurance by Pouria Inanlou.
What nearby real estate and mortgage options are available near Guy Benjamin's office?
Nearby real estate services include Realty World All Services, Krystle Properties, and mortgage brokers like Fairway Independent Mortgage Corporation and Lexi Nicks at Guaranteed Rate.
Can I visit nearby wellness and spa places when I come to Guy Benjamin at Rate?
Yes, you can relax at nearby spas such as Essential Wellness by Shawna Radford, Golden Reef, All About Beauty Day Spa, Magic Hands Healing Center, or Luminosity Skin Therapy before or after your visit.
What alternative contact methods are available to follow or reach Guy Benjamin online?
Guy Benjamin can be followed or contacted via LinkedIn, Facebook, Instagram (@guy.benjamin.mortgage.lender), and Twitter (@mortgagesbyguy).