Elements Financial

4.3
226 reviews

About

Legal & Financial ServicesCredit UnionsAutomotive FinancingPersonal Financing
We have a distinctive business model. Elements Financial is a credit union. That means we're like a bank, only better. We offer checking, savings, credit cards, loans and investments, yet profits are returned back to members in the form of reduced fees, higher savings rates and lower loan rates. We also offer our members comprehensive financial wellness services with personal attention and service. We serve members in all 50 states and 50 countries. We provide access to 5,000+ shared branches nationwide and 90,000+ surcharge-free ATMs globally.

Details

  • RestroomAvailable
  • Wheelchair accessible entranceAvailable

Location

Elements Financial
225 South East Street #140, Indianapolis, IN
46202, United States

Hours

Reviews

4.3
226 reviews
5 stars
177
4 stars
7
3 stars
2
2 stars
5
1 star
35

What are people saying?

AI-generated from recent customer reviews

Customer Service

Many customers praised the friendly, knowledgeable, and responsive customer service, highlighting individual staff members for their exceptional support.

Loan Processing

Several reviews noted smooth and efficient loan processing experiences, particularly for mortgages and auto loans, with many customers expressing satisfaction with competitive rates.

Online Banking

Customers appreciated the ease of use of the online banking platform and mobile app, although some reported issues with online account management.

Mixed Experiences

While many reviews were positive, there were notable complaints regarding communication issues, hidden fees, and negative experiences with loan applications.

Long-term Relationships

Many long-term customers expressed loyalty and satisfaction with Elements Financial, citing years of positive experiences with various financial products.
  • FF
    Frank
    1 day ago
    5.0
    I ask for skip a payment didn’t have no prob. Getting them to help me get ty elements financial for all you done for me
  • PS
    Patty Settles
    5 days ago
    5.0
    Elements has always been top notch on their customer service and the services they provide are wonderful. As a senior, Elements provides us free checks and they are helpful on answering questions and advising us to help protect our accounts.
  • JT
    J T
    Nov 12, 2025
    5.0
    I just signed up with Elements for the Debt Consolidation program and received my new credit card within the last week. I had some problems. I put the wrong information into paying down on some credit cards. Granted I live in New Jersey, the Elements had your local office reach out to me, and they assigned a wonderful lady. Her name is Robin Morrison, she not only helped me cancel the two transactions but was able to help me resend them out appropriately over the phone, and cleared up my problem immediately. You got a great team there at Elements. I also have my car known with you all. Kudos to a great team, and please give Robin a raise!
  • XL
    xinyuan liu
    Nov 6, 2025
    5.0
    Justin was fantastic to work with! He was patient, professional, and guided me through every step of the mortgage process. With his support, my loan was approved smoothly. Highly recommend Justin and look forward to working with him again!
  • EH
    Ethan Howard
    Nov 3, 2025
    5.0
    We had a great experience with Elements Financial when getting our mortgage for our new home! Karla and her team were very responsive, patient, and answered any questions that my wife and I had. They also worked with us to get the best rate for our new house. I would highly recommend working with them!

Frequently Asked Questions About Elements Financial

What type of financial institution is Elements Financial?

Elements Financial is a credit union that offers banking services such as checking, savings, credit cards, loans, and investments while returning profits to members through reduced fees and better rates.

Where is Elements Financial located?

Elements Financial is located at 225 South East Street #140, Indianapolis, IN 46202, USA.