Brand Certified
Cox Law Group PLLC
4.6(9 reviews)
Certified by Cox Law Group PLLC • Mar 01, 2026
Business Details
900 Lakeside Dr, Lynchburg, VA
24501, United States
Certified by Cox Law Group PLLC • Mar 01, 2026
(434) 225-9351
Certified by Cox Law Group PLLC • Mar 01, 2026
https://www.coxlawgroup.com/
Certified by Cox Law Group PLLC • Mar 01, 2026
About
Certified by Cox Law Group PLLC • Mar 01, 2026
Law Firm
Cox Law Group, PLLC specializes in bankruptcy law, small business bankruptcy and student loan debt in Lynchburg, VA.
Location
Certified by Cox Law Group PLLC • Mar 01, 2026
Hours
Certified by Cox Law Group PLLC • Mar 01, 2026
Reviews
4.6
9 reviews
5 stars
7
4 stars
1
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2 stars
1
1 star0
- BHBernadette HuntMar 21, 20225.0Very Very professional. They are amazing people to work with. If you need help I recommend you to COX LAW GROUP!!!
- AGAmanda GearDec 31, 20205.0We have been dealing with cox law group for almost 3 years now. I have to say we have never been more satisfied with any law firm before. Not only have we been treated with understanding and respect and kindness we have had all our concerns and questions answered right away. I have emailed Shamesse the senior paralegal there through out the 3 years about everything I had a concern or questions well I have to say as soon as I submit my email not even 10 minutes later I have my response email and if it’s something our attorney Janice has to answer she will actually call Me and she is the sweetest person and is so calming and so nice to me. Not once have we gotten off the phone feeling stressed or like in confusion. And the two of them Shamesse and Janice are my 2 favorite people. Our case will come to an end In the beginning of 2021 and I am really going to miss talking to them. So yes I would so recommend anyone who needs an attorney to give Law Cox Group a chance y’all will not be disappointed.
- BVBryan ViersDec 28, 20205.0I have worked with this firm through some very messy situations and they have been very supportive and provided keen advice each time. I definitely recommend working with them as they support you both in filing as well with follow up issues/questions.
- ARAndrew Franke (Ravensworth)Apr 24, 20175.0Amazing Law Group. We worked with them on some financial matters and they were kind and personable. Not words usually associated with a law firm. In addition they went above and beyond to help us resolve our issues. Best experience I have ever had when working with attorneys. Mr. Wright is a Superior Lawyer.
Frequently Asked Questions About Cox Law Group PLLC
Will I lose my car?
Not necessarily. A bankruptcy attorney can explain your options regarding vehicles during bankruptcy. Typically, you may keep your car and continue with current payments, keep it with reduced payments, or surrender it if financially unfavorable. The specific approach depends on the type of bankruptcy filed.
Will I lose my house?
Generally, you don't have to lose property you wish to keep, but this may affect the type of bankruptcy you file. Our attorneys at Cox Law Group PLLC will assess your specific situation to determine if your home is protected.
Does the court take everything I own?
No, the court does not intend to take your personal belongings. The treatment of assets varies based on the bankruptcy chapter and the value of your personal property. In most cases, individuals filing for bankruptcy with legal assistance retain their personal property. Any specific issues are addressed with creditors or trustees during the case.
Will I ever qualify for a mortgage after filing for bankruptcy?
Yes, many individuals qualify for loans and purchase homes after bankruptcy. The timeline for loan qualification depends on the lender's discretion. It's important to note that a bankruptcy filing may remain on your credit report for up to 10 years, according to Capital One.
Once I file for bankruptcy, will the creditors stop calling?
Yes, this is a significant benefit of filing for bankruptcy. Once filed, an automatic stay is implemented immediately. The court notifies each creditor, though it may take some time for notices to be received and processed. Creditors should cease contact after filing, as continued contact may violate the automatic stay. Inform your bankruptcy attorney if creditor contact persists unreasonably after filing.
Should I withdraw all the money in my bank accounts before filing for bankruptcy?
No, it's not advisable to make significant changes before filing bankruptcy unless directed by your attorney. Withdrawing money from bank accounts serves no purpose, as all funds must be reported to the court in your paperwork. Maintaining funds in bank accounts simplifies case management for your attorney. Similarly, avoid transferring personal property to friends or relatives in an attempt to protect it from creditors.
Will I lose my retirement funds when I file for bankruptcy?
No, retirement funds are fully exempt under Florida's mandates. By applying for the appropriate exemption, these funds are protected and cannot be used to pay creditors. Contact our bankruptcy attorney for more detailed information on this matter.
Can I discharge IRS debt?
It's possible, depending on when the tax debt was assessed and when the tax return was filed. The specifics are crucial in determining whether your IRS debt is dischargeable. Consult with a bankruptcy attorney to evaluate your particular situation regarding IRS debt discharge.
Can I keep a few credit cards when filing for bankruptcy?
No, a debtor cannot selectively choose which debts to include in bankruptcy. All debts and creditors must be listed. Unsecured debts will be discharged, while you can decide your intentions for secured debts like car loans or mortgages. Our bankruptcy attorney can provide more guidance on this process.
Does my spouse have to file bankruptcy with me?
Not necessarily. Marriage doesn't require both spouses to file. If debts are solely in one spouse's name, that individual can file alone. However, the non-filing spouse must provide income proof for the case, unless the couple is separated and living apart. In some instances, joint filing may be more beneficial. Consult our bankruptcy lawyer for personalized advice.
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