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Frequently Asked Questions About Winterbotham Parham Teeple, a PC
How can I file Chapter 7 or 13?
Chapter 7 – Bankruptcy allows 1 discharge every 8 years. Chapter 13 – Debt Consolidation lets you file as often as needed, if filed in good faith and 70% of unsecured debts were paid in a previously discharged Chapter 13.
What happens to my credit?
Chapter 7 – Bankruptcy and Chapter 13 – Debt Consolidation remains on your credit report for 10 years. By not filing, credit may show negatives for 7 years from the time you become current. By filing, negative reporting stops immediately. This allows you to begin re-establishing credit faster by keeping house, auto or other payments current. Also, you may obtain a “secured” credit card to help re-establish.
Does bankruptcy eliminate all debts?
No. Chapter 7 – Bankruptcy will eliminate most all unsecured debts but not secured debts such as your home or car. To retain secured assets, payments must be made or modified. In Chapter 13 – Debt Consolidation you pay all or only a portion of your debts.
How can I file Chapter 7 or 13 bankruptcy?
Chapter 7 allows 1 discharge every 8 years. Chapter 13 lets you file as often as needed if filed in good faith and if 70% of unsecured debts were paid in a previously discharged Chapter 13.
What effect does bankruptcy have on my credit report?
Chapter 7 and Chapter 13 bankruptcies remain on your credit report for 10 years, but filing stops negative reporting immediately, allowing you to begin re-establishing credit faster.
Does bankruptcy eliminate all my debts?
No. Chapter 7 eliminates most unsecured debts but not secured debts like your home or car. Chapter 13 involves paying all or part of your debts and allows modifying payments on secured assets.
What are the office hours of Winterbotham Parham Teeple, a PC?
The office is open Monday to Friday from 8:00 AM to 6:00 PM, and on Saturday from 8:00 AM to 4:00 PM. It is closed on Sundays.
Where is Winterbotham Parham Teeple, a PC located?
The office is located at 12440 Firestone Blvd, Suite 307, Norwalk, CA 90650, USA, in the Saddleback Square area.
How can I contact Winterbotham Parham Teeple, a PC?
You can call them at +1 562-868-3634, use their toll-free number +1 800-400-9000, or email client@4bankruptcy.com.
What nearby educational institutions can clients visit around Winterbotham Parham Teeple, a PC?
Nearby are the University of Mansford, American States University, ERP College, Healthcare Career Center, and California Regency University, all offering various educational and vocational training programs.
Are there nearby social services and counseling resources accessible to clients?
Yes, clients can access support from Aragon and Hernandez Social Service, Telecare, Helpline Youth Counseling, and Crittenton Services for counseling and mental health needs.
Where can clients find nearby insurance and medical services?
Nearby insurance agencies include State Farm Insurance and Efferem Sanchez - State Farm Insurance Agent. For medical needs, Legacy Home Health Care, 3D Ultrasound Memories, J and J Medical Supply, and California Hospice Services are accessible.
What makes Winterbotham Parham Teeple, a PC stand out among bankruptcy services?
They are Southern California's largest debt relief organization, offering tailored bankruptcy solutions and free consultations at one of their 18 locations.