Business Details
About
Insurance Agency
Ramsey Family Insurance provides auto, home, watercraft, motorcycle, recreational vehicle insurance and more to clients in and around Chattanooga, TN.
Details
- Requires appointmentNot available
- Online appointmentsAvailable
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Ramsey Family Insurance
5705 Marlin Rd Suite 2007, Chattanooga, TN
37411, United States
Hours
Reviews
4.3
107 reviews
5 stars
77
4 stars
8
3 stars
7
2 stars
3
1 star
12
- THTonia HSep 5, 20215.0I've been doing business with this company for my auto insurance for many years now. Their staff is always polite and professional. Whether in person or by phone. Highly recommended
- IHIndia HawkinsOct 31, 20205.0The staff are always very nice no matter if you are there at their office or if you are on the phone with them.
Frequently Asked Questions About Ramsey Family Insurance
When should I buy car insurance?
You should always buy car insurance before buying a car. Driving without insurance is illegal and leaves you financially accountable in the case of an accident. Whether you are buying a car from a dealership or an individual seller, you can get a car insurance quote and purchase a policy. If you're looking for car insurance companies in Chattanooga, TN, call us at Ramsey Family Insurance.
Does the type of car affect the cost of insurance?
Indeed, the make and model of your car significantly impact your car insurance rates. Additionally, the cost of your vehicle plays a crucial role; the higher the repair or replacement expenses, the greater your insurance premium.”
Are there any discounts for car insurance?
Discounts for car insurance vary based on your chosen provider. Common discounts include affiliation discounts, reduced rates for students, good driver or no-accident discounts, and savings for hybrid or electric vehicles. One prevalent discount is bundling, available to those who have both home and auto insurance with the same carrier.
How much insurance for my car should I have?
While your state mandates a minimum coverage amount, it often falls short of adequately protecting against accident costs. It’s advisable to carry insurance that aligns with your comfortable budget.
Are there things car insurance does not cover?
Car insurance does not extend to cover wear and tear or general maintenance of your vehicle. Additionally, personal belongings are not included, and any expenses exceeding your coverage limit remain uncovered.
Does my car insurance cover other drivers?
While it varies based on your policy, most likely it will. It’s advisable to be aware of your coverage limits.
What is Liability Insurance?
Liability insurance covers the costs of damage you cause to another driver or their property in an at-fault accident. It’s typically divided into two parts: bodily injury liability coverage and property damage liability coverage.
How fast can I get car insurance?
Typically, you can obtain an insurance policy on the same day, and in some cases, within hours.
Do I need insurance for other types of vehicles?
While your standard auto insurance policy covers your car, various types of vehicles require specific insurance. Commercial trucks, motorcycles, ATVs, and RVs each need their own specialized coverage, which you can obtain from most insurance providers.
When should I buy car insurance?
Always purchase car insurance before buying a car to comply with the law and protect yourself financially in case of an accident. Ramsey Family Insurance can help you get a quote whether buying from a dealership or individual seller.
Does the type of car affect the cost of insurance?
Yes, the make, model, and cost of your car significantly influence insurance rates because higher repair or replacement costs increase premiums.
Are there any discounts available for car insurance?
Common discounts include affiliations, student rates, good driver/no accident discounts, hybrid or electric vehicle savings, and bundling policies like home and auto insurance with the same carrier.
How much car insurance coverage should I have?
State minimum coverage may not be sufficient; it's best to choose coverage that fits your budget and adequately protects you against accident costs.
Does Ramsey Family Insurance cover vehicles other than cars?
Yes, they provide specialized insurance for motorcycles, commercial trucks, ATVs, RVs, boats, and more.
What payment options does Ramsey Family Insurance accept?
They accept American Express, Check, Discover, MasterCard, PayPal, and Visa payments.
What are the hours of operation for Ramsey Family Insurance?
Open Monday to Friday from 9:00 AM to 6:00 PM, Saturdays 9:00 AM to 2:00 PM, and closed on Sundays.
Is Ramsey Family Insurance accessible for people with disabilities?
Yes, they have wheelchair accessible entrances and seating, but restrooms are not wheelchair accessible and there are no unisex restrooms.
Can I make an appointment online at Ramsey Family Insurance?
Yes, the agency offers online appointments and also provides onsite services without requiring prior appointments.
What nearby places can I visit around Ramsey Family Insurance?
Nearby you can visit the Chattanooga Eastgate Library for reading or events and grab a meal from Bhamanooga Wings or Nut'n But Guac. These spots are convenient for visitors before or after visiting the insurance office.
How can nearby public services support me when visiting Ramsey Family Insurance?
Facilities like Volunteers in Medicine for healthcare, Castle Dental for dental needs, and the Family Justice Center for community support are near Ramsey Family Insurance, providing comprehensive local services.
Are there local real estate and educational services near Ramsey Family Insurance?
Yes, TREES Real Estate School and Southern Home Realtors are nearby, useful if you're interested in real estate education or services while managing your insurance needs.