World Insurance Associates LLC

About

Insurance AgencyInsurance Broker
World Insurance Associates is a nationally ranked, full-service insurance organization providing individuals and businesses with top products and services across personal and commercial insurance, employee and executive benefits, retirement and financial services, and human capital management solutions. The Youngstown location came to World Insurance Associates through the Cailor Fleming Insurance acquisition in 2018.

Location

World Insurance Associates LLC
4610 Market Street, Youngstown, OH
44512, United States

Hours

Frequently Asked Questions About World Insurance Associates LLC

What business can benefit from having general liability coverage?

Because general liability coverage provides broad protections against a variety of risks that many businesses are exposed to, most businesses can benefit from having a general liability policy. Hair salons, real estate brokerages, cafes, and homebuilders are vastly different businesses – but they all should consider general liability protection. Some businesses may even need a general liability policy in order to secure contracts. Municipalities and large companies frequently only work with insured contractors and vendors.

What coverage does a general liability policy usually provide?

While exact protections can vary from policy to policy, there are a few coverages that most general liability policies provide, such as: bodily injury coverage, which may help protect a business if someone is injured on company property; property damage coverage, which might help protect a business if the business is held responsible for damaging a person's or another organization’s property; and personal advertising injury coverage, which may help protect a business if it’s accused of slander, libel, or false advertising. Some general liability policies include additional protections, such as liquor liability coverage or product liability coverage.