World Insurance Associates is a nationally ranked, full-service insurance organization providing individuals and businesses with top products and services across personal and commercial insurance, employee and executive benefits, retirement and financial services, and human capital management solutions. The Youngstown location came to World Insurance Associates through the Cailor Fleming Insurance acquisition in 2018.
Frequently Asked Questions About World Insurance Associates LLC
What business can benefit from having general liability coverage?
Because general liability coverage provides broad protections against a variety of risks that many businesses are exposed to, most businesses can benefit from having a general liability policy. Hair salons, real estate brokerages, cafes, and homebuilders are vastly different businesses – but they all should consider general liability protection. Some businesses may even need a general liability policy in order to secure contracts. Municipalities and large companies frequently only work with insured contractors and vendors.
What coverage does a general liability policy usually provide?
While exact protections can vary from policy to policy, there are a few coverages that most general liability policies provide, such as: bodily injury coverage, which may help protect a business if someone is injured on company property; property damage coverage, which might help protect a business if the business is held responsible for damaging a person's or another organization’s property; and personal advertising injury coverage, which may help protect a business if it’s accused of slander, libel, or false advertising. Some general liability policies include additional protections, such as liquor liability coverage or product liability coverage.
What businesses is commercial property coverage for?
Any business that owns a building or land can likely benefit from the protections that a commercial property policy affords. Businesses that have outstanding loans against their property may be required by the terms of their loan to purchase coverage. Businesses that own property outright might not be required to purchase coverage, but it’s still often wise to have a policy in place -- just in case something happens.
What types of insurance products does World Insurance Associates LLC offer?
They offer a variety of insurance products including Auto, Business Interruption, Business Owner's Policy, Classic Car, Commercial Auto, Commercial Property, Commercial Umbrella, Condo, Flood, General Liability, High Value Home, Homeowner's, Personal Umbrella, Recreational Vehicle, Renter's, Small Business, and Watercraft Insurance.
What are the business hours for World Insurance Associates LLC in Youngstown, OH?
They are open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Where is World Insurance Associates LLC located?
The office is located at 4610 Market Street, Youngstown, OH 44512, United States.
How can I contact World Insurance Associates LLC by phone or fax?
You can reach them by phone at +1 800-796-8495 or by fax at +1 732-380-0909.
How can I request a quote from World Insurance Associates LLC?
You can request a quote by visiting their featured message link at http://www.cailorfleming.com/ or contacting them directly.
What commercial insurance coverage does World Insurance Associates LLC recommend for businesses that own property?
They suggest commercial property insurance, which benefits any business that owns buildings or land, especially if required by loan terms or for protection against unforeseen events.
What kinds of general liability coverage are typically provided?
Most general liability policies cover bodily injury, property damage, and personal advertising injury, with some including liquor or product liability coverage.
What nearby restaurants can I visit when I come to World Insurance Associates LLC?
Nearby restaurants include Uptown Pizza Shops, Shaffer's Deli, and Sauceeino, offering a variety of American, delicatessen, and Mediterranean cuisines.
Are there any nearby beauty or wellness salons near World Insurance Associates LLC?
Yes, nearby options include De Ja Vu and Roots salon and Wellness spa, both offering beauty and spa services.
What options for mobile phone or telecommunications services are near World Insurance Associates LLC?
Metro by T-Mobile is located nearby, providing mobile phone retail and telecommunication services which might be convenient for customers visiting the insurance office.