MD-161322 Our passion at the Stephen Simmons State Farm office is to become your first choice for auto insurance, home insurance, life insurance and financial services in Aberdeen and surrounding Harford County. We are proud to serve our customers with insurance and the highest level of account service.
Customers consistently praised the friendly, knowledgeable, and helpful staff, highlighting their responsiveness and willingness to assist with various insurance needs.
Professionalism
The team is noted for their professionalism and ability to explain complex insurance topics clearly, making clients feel valued and understood.
Support During Hardships
Several reviews mentioned the agency's support during difficult financial times, showcasing their commitment to helping clients maintain coverage.
Competitive Rates
Many customers expressed satisfaction with the competitive rates and savings they received, often highlighting the agency's ability to provide better coverage at lower costs.
Long-term Relationships
Numerous clients have been with the agency for many years, indicating a strong trust and loyalty towards the services provided.
CW
Cierra Walker
Nov 13, 2025
5.0
Today I had the pleasure of working with Ms Sarah Simmons. Let’s be honest nobody likes the process of having to get car insurance, But when I say she made this, such a pleasurable experience, got me the best possible policy price and was an amazing listener and got all of my needs met. This is a great company and I truly do recommend them. If you’re looking for a cheaper policy, give Sarah a call
EB
Elizabeth Bowen
Nov 11, 2025
5.0
I would recommend State farm insurance through Steven Simons office. I have been with them for over 10 years and the service that I've received is utmost impressive. My contacts there are Mandy and Lori and I've never met such fine ladies that conduct business as well as they do. They are an asset to the office of Steven Simons of State farm insurance.
KB
Kathleen Bedini
Nov 10, 2025
5.0
I had the pleasure of working with Stephanie Birth from this office. She was fantastic and took the time to explicitly go over my insurance requirements for my car.
She was able to save me a great deal of money on my insurance and was extremely pleasant.
I am confident that members of my family and some friends will be contact Stephen Simmons office for their insurance needs.
Thank you Stephanie for a wonderful experience and I look forward to working with you in the future.
Kathleen Bedini
KE
kerry engle
Nov 9, 2025
5.0
Jake has been absolutely amazing to work with! He helped me every step of the way while I was transitioning insurance policies and purchasing a new vehicle. He patiently answered all my questions — before and after the purchase — and made the whole process smooth and stress-free. Jake also made sure I received my multi-policy discount on my homeowners insurance and updated my policy to fit my exact needs. He’s knowledgeable, empathetic, and genuinely cares about helping his clients. Highly recommend!
JR
Johnny Ringo
Nov 5, 2025
5.0
I've been shopping around for an affordable policy, and it can be a time consuming and aggravating experience. I have to say it was a pleasurable experience speaking with Sarah Simmons of the Simmons Insurance and Financial Service Inc.- State Farm Insurance. Very down to earth, patient, answered all my questions, and did her best to provide a very competitive rate. I would highly recommend their business.
Frequently Asked Questions About Stephen Simmons - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Do I have to pay for a quote online at Stephen Simmons - State Farm Insurance Agent?
No, you do not have to pay for a quote online. We offer free quotes!
Who should I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What services can I access using the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What are the business hours of Stephen Simmons - State Farm Insurance Agent?
We are open Monday to Thursday from 9:00 AM to 5:00 PM, and Friday from 9:15 AM to 4:00 PM. We are closed on Saturdays, Sundays, and major holidays.
What types of insurance does Stephen Simmons - State Farm offer?
We offer auto, life, homeowners, renters, motorcycle, property, boat, pet, and business insurance.
Is it possible to purchase a policy online through Stephen Simmons - State Farm Insurance Agent?
Typically you can purchase a policy online at the end of the quote process. If this option is not available, please contact your agent or Customer Care.
What payment methods are accepted at Stephen Simmons - State Farm Insurance Agent?
We accept cash and most major credit cards, including Visa, Mastercard, Discover, and American Express.
Can I save my insurance quote and finish the application later?
Yes, you can save your quote to continue at a later time. You will receive an email with a link to resume the application process.
Which nearby medical centers can I visit near Stephen Simmons - State Farm Insurance Agent?
Nearby medical centers include UM UCH Aberdeen Campus, Upper Chesapeake Primary Care at Havre De Grace, UM UCH Center for Wound Care at Aberdeen, and Upper Chesapeake Orthopaedic Specialty Group at Aberdeen. These facilities provide comprehensive healthcare services you might find useful before or after your visit.
What recreational spots are close to Stephen Simmons - State Farm Insurance Agent?
Plater Street Park is a nearby park where customers can relax or enjoy outdoor activities before or after their appointments.
Are there any event centers near Stephen Simmons - State Farm Insurance Agent?
Yes, TB3 Event Center is nearby and offers event planning and party supply services, which could be convenient if you're organizing an event around your visit.