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It's never been easier to protect your home or business than with Wethington Insurance at your side. Our insurance agency in Walton, KY, helps people save money, protect their families, and stay secure by shopping around for the right insurance policies. We pride ourselves on building personal relationships with our clients, because to us, you're a friend and not a number. Our personalized experience and modern, digital presence ensure you can always find the right insurance policies for you. Clients can access us 24/7 through our convenient agency app. We are your advocate and partner, ensuring that you have what you need to secure your future. Contact us today!
Location
Hours
Reviews
4.9
185 reviews
5 stars
178
4 stars
4
3 stars0
2 stars1
1 star2
- EDElizabeth DorningAug 23, 20255.0Most efficient service, they are quick and always find us great rates!
- SDSheena DuvallAug 4, 20255.0Excellent service and quick response! Savings were tremendous! I’ve already recommended all my family to reach out for quotes!
- MMMaureen MoherJul 8, 20255.0We moved to Kentucky from Indiana and were looking for better rates on auto and homeowners' insurance. A friend of mine gave me Sami's name and number. I contacted her and she responded so quickly and obtained quotes in record time. We saved an unbelievable amount of money on both policies. We highly recommend giving Wethington Insurance a call.
- SCSteve Chuke ChukeJun 30, 20255.0JEFF IS ON THE BALL! VERY HAPPY! STEVE CHUKE
- BBBrent BerkemeierJan 24, 20235.0Wethington Insurance is on top of every aspect of our insurance needs. We use them for home, auto, and liability insurance for our businesses. Anytime I need something it is handled by Jeff and his staff promptly and correctly. Most of the time when I call to ask them to do something, they have all ready taken care of it. There is no one else I would use for my insurance needs.
Frequently Asked Questions About Wethington Insurance
Should I package my home and auto insurance with the same insurance carrier?
99% of the time it is best to have the auto and home with the same carrier. There are certain situations where it makes sense to have the auto with one carrier and the home with another. Your agent can make this determination for you and guide you the process.
How much homeowner insurance should I have?
Your agent has an estimating tool to help determine the proper replacement value you need on your home and other structures. The tool takes the specifications and quality of construction of your home and produces the needed replacement value of the home.
What is NOT Covered on my Homeowner Insurance Policy?
Every Insurance company has different exclusions, so it is best to work with your agent on exact exclusions. Some common exclusions can be purchased back through endorsements. The most common exclusions are: Earthquake, water backup from floods or sewer, pest/rodent infestations, wear and tear/maintenance issues, mold, home-based business liability, war, nuclear hazards, intentional acts of damage and government actions.
What is the difference between comp and collision coverage?
Comprehensive coverage covers “acts of god” or things out of your control such as hitting an animal, weather related damage, or cracked glass. Collision coverage covers exactly that, a collision. Whether someone else collides with your vehicle, you collide into a vehicle or an object – that would be covered by Collision.
What is covered by comprehensive physical damage on car insurance?
Comprehensive coverage covers “acts of god” or things out of your control such as hitting an animal, weather related damage (hail, falling object(s) or flood), fire, theft of vehicle, vandalism or cracked glass.
If my car breaks down, will my auto insurance carrier cover rental car?
If you pay for Rental Reimbursement on your auto policy, your carrier will provide a rental car up to the maximum dollar amount per day if your vehicle is in the repair shop due to a covered loss. If your vehicle is simply getting maintenance done due to a wear/tear issue, the coverage would not apply.
Does My Auto Insurance Cover a Hit-and-Run Accident?
If you carry full coverage which includes Comprehensive and Collision coverage, your vehicle’s physical damage would be covered in the event of a hit-and-run accident. If you carry Liability coverage only, your vehicle’s physical damage would not be covered.
Does my car insurance cover me when I rent a car?
Most auto insurance policies will cover a temporary substitute vehicle of like kind and quality if you carry full coverage insurance. However, it would be best to call your insurance agent/company to best advise you as coverage terms can differ depending on the company and type of vehicle being rented.
Should I package my home and auto insurance with the same insurance carrier?
It is generally best to have both home and auto insurance with the same carrier for convenience and potential discounts, but your agent can guide you if a different setup is better for you.
How much homeowner insurance coverage do I need?
Your agent uses an estimating tool that considers your home's specifications and construction quality to determine the proper replacement value for your homeowner insurance.
What common exclusions are usually not covered by homeowner insurance?
Common exclusions include earthquake, flood or sewer backup, pest infestations, wear and tear, mold, home business liability, war, nuclear hazards, intentional damage, and government actions. Your agent can specify exact exclusions.
What is the difference between comprehensive and collision coverage in auto insurance?
Comprehensive covers natural events like weather damage or hitting an animal, while collision covers accidents involving collisions with other vehicles or objects.
Does my auto insurance cover me when renting a car?
Most full coverage policies cover temporary substitute vehicles, including rentals, but coverage details vary, so it’s best to consult your agent.
What services does Wethington Insurance offer?
We provide auto, home, life, commercial, boat, RV, and business insurance tailored to your needs.
Where is Wethington Insurance located and what are the office hours?
Our office is at 30 N Main St, Walton, KY 41094. We are open Monday to Thursday from 8 AM to 4 PM, and Friday from 8 AM to 3 PM.
What payment options does Wethington Insurance accept?
We accept American Express, Cash, Check, Discover, MasterCard, and Visa payments for your convenience.
What are some notable nearby places to Wethington Insurance in Walton, KY?
Nearby places include GTP Studio of Dance, Ms. Tootie’s Little Cuties daycare, Walton City Hall, and the Bailey Jaynes Bakery & Cafe, which you can visit before or after your insurance appointment.
How can nearby services like Walton Community Center or Taylor's Barber Shop benefit Wethington Insurance clients?
Clients might visit the Walton Community Center for fitness activities or stop by Taylor's Barber Shop nearby, making it easy to combine errands or enjoy local amenities when meeting with us.
Are there nearby financial services close to Wethington Insurance to facilitate payments or banking?
Yes, U.S. Bank ATM is nearby, making it convenient to access cash or perform banking transactions when visiting our office.