Sun, Surf & Sand Insurance Services

4.9
78 reviews
the five agents of the office all standing together on a patio with a railing behind them and blue skies

About

Insurance AgencyAuto Insurance AgencyHome Insurance AgencyLife Insurance AgencyRenter's Insurance AgencyMotorcycle Insurance Agency
At Sun, Surf & Sand Insurance Services, we pride ourselves with integrity to assure you are properly covered no matter if it's for your home insurance, car insurance, business insurance, boat insurance or any other specialty items you may own such as motorcycles, jet skis etc. We will also give you an insurance review to make sure you have the correct piece of mind. ​

Details

  • Requires appointmentNot available
  • Online appointmentsNot available
  • Onsite servicesAvailable
  • Free parking lotAvailable

Location

Sun, Surf & Sand Insurance Services
9375 Emerald Coast Parkway West, Miramar Beach, FL
32550, United States

Hours

Reviews

4.9
78 reviews
5 stars
76
4 stars
1
3 stars
0
2 stars
0
1 star
1
  • DS
    D Sanusi
    Jan 5, 2026
    5.0
    Scott went out of his way to provide homeowners insurance prior to our closing. We were really pressed for time and he made it happen even on the weekend/holidays.
  • GG
    Gloria Goletz
    Dec 26, 2025
    5.0
    I am surprised that we have an agency that is professional and reliable. I will recommend your business to my friends and neighbors.
  • KC
    Kragan Cross
    Dec 6, 2025
    5.0
    Lacey was wonderful to work with! Very professional, responsive, knowledgeable, and diligent at getting us the best rates and coverage. Highly recommend!
  • MB
    Mark Burkhead
    Dec 3, 2025
    5.0
    Raquel was awesome. Wonderful personality.
  • CM
    Carol Muro
    Nov 18, 2025
    5.0
    We had an excellent experience working with Scott Zambarano, our Agent with Sun, Sand & Surf Insurance for our Florida home. Scott was incredibly courteous and professional, taking the time to clearly and throughly explain every part of our coverage. He guided us through the options with patience and expertise, helping us confidently choose the right protection for our property. I also appreciated how responsive he was, he replied to emails quickly and made the entire process smooth and stress-free. We truly felt supported from the start to finish. We highly recommend for anyone looking for attentive, knowledgeable, and reliable home insurance service in the Santa Rosa Beach, Fl and surrounding areas.

Frequently Asked Questions About Sun, Surf & Sand Insurance Services

What types of insurance does Sun, Surf & Sand Insurance Services offer?

They offer insurance for home, car, business, boat, motorcycles, jet skis, and other specialty items, along with insurance reviews to ensure proper coverage.

Where is Sun, Surf & Sand Insurance Services located?

They are located at 9375 Emerald Coast Parkway West, Suite 18, Miramar Beach, FL 32550, USA.