At Sun, Surf & Sand Insurance Services, we pride ourselves with integrity to assure you are properly covered no matter if it's for your home insurance, car insurance, business insurance, boat insurance or any other specialty items you may own such as motorcycles, jet skis etc. We will also give you an insurance review to make sure you have the correct piece of mind.
Details
Requires appointmentNot available
Online appointmentsNot available
Onsite servicesAvailable
Free parking lotAvailable
On-site parkingAvailable
Paid parking garageNot available
Wheelchair accessible entranceAvailable
Wheelchair accessible restroomAvailable
Wheelchair accessible seatingAvailable
Location
Sun, Surf & Sand Insurance Services
9375 Emerald Coast Parkway West, Miramar Beach, FL
We had an excellent experience working with Scott Zambarano, our Agent with Sun, Sand & Surf Insurance for our Florida home. Scott was incredibly courteous and professional, taking the time to clearly and throughly explain every part of our coverage. He guided us through the options with patience and expertise, helping us confidently choose the right protection for our property. I also appreciated how responsive he was, he replied to emails quickly and made the entire process smooth and stress-free. We truly felt supported from the start to finish. We highly recommend for anyone looking for attentive, knowledgeable, and reliable home insurance service in the Santa Rosa Beach, Fl and surrounding areas.
JW
Joshua Welch
Nov 14, 2025
5.0
Lane was amazing with helping me sort out my insurance needs. His quick communication really stood out in a world where people take days to respond!
CR
Cyndee Ross
Nov 11, 2025
5.0
Great customer service and saved me money on my golf cart I keep at my condo at the beach.
AE
Alejandro E. Jordan, ESQ.
Sep 30, 2025
5.0
Great service and we thank you Alexander Leon for handling all of our insurance needs with ease! Five Stars!
TP
Tracey Priest
Sep 22, 2025
5.0
Ava's follow up and follow through is excellent. I will use Ava for all of my insurance needs.
Frequently Asked Questions About Sun, Surf & Sand Insurance Services
What types of insurance does Sun, Surf & Sand Insurance Services offer?
They offer insurance for home, car, business, boat, motorcycles, jet skis, and other specialty items, along with insurance reviews to ensure proper coverage.
Where is Sun, Surf & Sand Insurance Services located?
They are located at 9375 Emerald Coast Parkway West, Suite 18, Miramar Beach, FL 32550, USA.
What are the business hours of Sun, Surf & Sand Insurance Services?
They are open Monday to Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Yes, they have a wheelchair accessible entrance, parking, seating, and restrooms.
Do I need an appointment to visit Sun, Surf & Sand Insurance Services?
No, appointments are not required and they provide onsite services.
Which areas and postal codes does Sun, Surf & Sand Insurance Services serve?
They serve areas including postal codes 32459, 34120, 32461, 32550, and 32541.
How can I contact Sun, Surf & Sand Insurance Services?
You can contact them via phone at +1-850-937-7014 or email at info@sunsurfsandins.com.
What nearby dining options are available near Sun, Surf & Sand Insurance Services?
Nearby restaurants include Tuscany Italian Bistro, Pizza By The Sea, Maple Street Biscuit Company, and Ben & Jerry's, perfect for grabbing a meal before or after your visit.
Are there healthcare facilities near Sun, Surf & Sand Insurance Services?
Yes, there are nearby healthcare providers such as SoWal Health & Drug, Mikael J. MacKinney, MD, Hal F. Martens, DO, and Ascension Medical Group Sacred Heart at the Market Shops.
What shopping and leisure places are close to Sun, Surf & Sand Insurance Services?
Nearby shopping and leisure spots include The Zoo Gallery, Affinity Boutique, The Market Shops, and Sandestin Farmer's Market, great places to explore before or after your insurance appointment.