CO-518842 The Stephanie Sponder State Farm team in Denver, CO, is here to empower customers to be prepared in their everyday life, help plan for their future, and connect to reach their lifelong dreams, one Steph at a time. Whether you are looking for Car Insurance, Life Insurance, Homeowners Insurance, Renters Insurance, or any other insurance in Colorado, give us a call today for a free insurance quote!
The team, especially Tiffany, Stephanie, and Athena, received high praise for their responsiveness, helpfulness, and professionalism in assisting customers with their insurance needs.
Knowledgeable Staff
Customers frequently noted the staff's expertise and ability to explain insurance options clearly, making the process easier for those unfamiliar with insurance.
Positive Experiences
Many reviews highlighted overall satisfaction with the service, with customers expressing appreciation for the friendly and welcoming atmosphere of the agency.
Communication Issues
A few customers reported challenges with communication after signing up, particularly regarding policy details and follow-up, indicating a need for improvement in this area.
YH
Yasmin Hazel
Dec 30, 2025
5.0
Clara H. has been a great help as we navigate our policy changes. It’s been a pleasure working with someone who is patient, thoughtful, and knowledgeable.
DY
Daniel Yerkes
Dec 16, 2025
5.0
Working with Stephanie and Tiffany has been a very positive experience. They have been very helpful and eager to help me understand the different insurance policies for home auto and life! I’ve currently got auto and maybe later home insurance … I’ve worked a lot with Tiff recently and she has been great ! I highly recommend Steph and Tiff
MB
McKenzie Bigliazzi
Dec 16, 2025
5.0
Stephanie and her team are incredibly responsive and helpful, especially for business owners who don't know a thing about insurance. As a small business owner, I know the importance of Business Insurance but doesn't know the first thing about logitics of it - Katie has been helping me with random questions and always happy to help. I'm very happy with my business insurance through State Farm!
RK
Rocco Kristofer
Dec 11, 2025
5.0
Tiffany at Stephanie Sponder State Farm is absolutely fantastic. She’s quick, knowledgeable, and genuinely takes the time to explain options in a way that actually makes sense. Anytime I’ve needed help or had a question about my car insurance or renters insurance, she’s been on it right away. Great service, super responsive, and actually cares about her customers. Highly recommend working with this group.
MJ
Matt Jordan
Dec 8, 2025
1.0
I signed up with State Farm and had a great experience with Tiffany during the onboarding process. Everything was smooth and I paid in full. The one thing that was never mentioned was the Drive Safe app or the tracker that comes with the policy. I didn’t know anything about this until I received a bill for not setting it up. When the tracker arrived in the mail, I had no idea what it was for.
I sent two texts, an email, and left a voicemail to get clarification, but never heard back. The next thing I received was a notice saying I had a past-due balance of $113 for not activating the device.
I emailed again and finally got a response. I was told the tracker should have been discussed on our call and that my earlier messages were missed, which you can see in the attached screenshot. Even with that acknowledgment, no accountability was taken. I asked to have the charge removed, explained I would install the tracker, and was told the correction and refund would be handled.
I thought everything was resolved, but today I received another message saying I now owe $50 for the time I was not covered. This had never been mentioned until now.
It has been surprising to see how quickly the communication changed after signing up. What started as great service has become difficult to sort out. Because of this experience, I do not plan to renew my policy when the term ends unless the fix the issue as promised.
**** Update ****
I sent them an email yesterday explaining everything above and letting them know I would not be resigning. Their response came at 8:34 this morning, which you can see in the second picture.
Now at 5 p.m. they’re posting a public reply telling me to reach out, even though we already spoke this morning and they still refused to resolve anything. Their review response isn’t accurate, and it makes it clear they’re more focused on damage control than actually fixing the issue.
Frequently Asked Questions About Stephanie Sponder - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Where do I access my online billing and payment information?
Use the Digital Pay Payment Center link to access your account. Enter your User ID and password to login. You will be directed to your billing and payment information.
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
What are your office hours?
We are embracing a hybrid work schedule. Fridays we are available virtually. Please call or text us and someone from our team will be happy to get back to you before the end of the day.
Do I have to pay for a quote online at Stephanie Sponder - State Farm Insurance Agent?
No, State Farm offers free quotes online through Stephanie Sponder's team.
What types of insurance products does Stephanie Sponder - State Farm Insurance Agent provide?
They provide Auto, Life, Homeowners, Renters, Motorcycle, Property, Boat, Pet, and Business Insurance.
What payment methods are accepted for insurance payments?
Payments can be made using cash or most major credit cards, including Visa, Mastercard, Discover, and American Express.
How can I access my online billing and payment information?
You can access your billing and payment information by logging in through the Digital Pay Payment Center with your User ID and password.
What are the office hours for Stephanie Sponder - State Farm Insurance Agent?
The office is open Monday through Friday from 9:00 AM to 5:00 PM and closed on weekends and major holidays.
Can I manage my insurance policies and file claims via a mobile app?
Yes, the State Farm mobile app lets you manage your insurance and banking accounts, get roadside assistance, file claims, and more.
Where is Stephanie Sponder - State Farm Insurance Agent located?
The office is located at 2827 West 25th Avenue, #101, Denver, CO 80211.
Are there any places nearby where I can grab a meal or dessert before or after visiting the insurance office?
Yes, nearby you can enjoy ice cream and waffles at Whirlybird Ice Cream & Waffles, get smoothies at Sweet Action, or try pizza at Sexy Pizza.
What nearby places can help with real estate needs if I'm moving to the area?
Nearby real estate agents and property management services include Canon Property Group, Denver Urban, New Era Group, and ReZion Real Estate Team of Metro Denver Luxury Agents.
Are there any wellness or beauty services close to the insurance office for customers?
Yes, Regina N beauty salon, Deseo Salon & BlowDry spa, and Fox and Jane Salon are nearby options for beauty and wellness services.