Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.0
89 reviews
Get DirectionsCallWebsite

Business Details

29 Helmcken Rd, Victoria, BC
V8Z 5G5, Canada
(844) 802-7611
https://westerncoastinsurance.ca/
GoogleFacebookInstagramLinkedIn

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Victoria area, serving our Victoria community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
29 Helmcken Rd, Victoria, BC
V8Z 5G5, Canada

Hours

Reviews

4.0
89 reviews
5 stars
53
4 stars
14
3 stars
6
2 stars
3
1 star
13
  • AP
    Angela Provost
    Dec 17, 2025
    5.0
    Excellent service as always. Mridul was extremely helpful and efficient… which is always appreciated when dealing with insurance.
  • MG
    Mimi Gray
    Dec 15, 2025
    5.0
    Mridul was very professional and helpful, thank you for your time today :)
  • AW
    Aeron Wren
    Dec 10, 2025
    5.0
    Super happy with my service at this location today. The agent was friendly and kind. I had gone to another location and the agent had no idea how to help me so I left. The Helmcken agent, regrettably I didn't get his name, knew how to help me quick and painlessly. I hope he gets some accolades, I was cancelling the insurance on my sister's vehicle, who had passed 3 months ago. The vehicle was in my name, but the other agent was wanting a death certificate and will again eventhough ICBC has already been given the documentation. Definitely recommend this location.
  • KN
    Kimberly Norn
    Oct 26, 2025
    5.0
    I’ve been coming here for three years and have always had a great experience. Helpful and friendly staff who are easy to work with.
  • MJ
    Mike James
    Oct 16, 2025
    5.0
    Jaspreet was awesome. I only ever use western coast insurance.
Read more reviews on Google

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers