Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.0
86 reviews
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Business Details

29 Helmcken Rd, Victoria, BC
V8Z 5G5, Canada
(844) 802-7611
https://westerncoastinsurance.ca/
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About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Victoria area, serving our Victoria community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
29 Helmcken Rd, Victoria, BC
V8Z 5G5, Canada

Hours

Reviews

4.0
86 reviews
5 stars
50
4 stars
14
3 stars
6
2 stars
3
1 star
13
  • KN
    Kimberly Norn
    Oct 26, 2025
    5.0
    I’ve been coming here for three years and have always had a great experience. Helpful and friendly staff who are easy to work with.
  • MJ
    Mike James
    Oct 16, 2025
    5.0
    Jaspreet was awesome. I only ever use western coast insurance.
  • MC
    Marlon Crasto
    Sep 23, 2025
    5.0
    Great experience with Jaspreet from Western, was really helpful and provided me with the best service!
  • CD
    Cristina DiMarzio
    Sep 20, 2025
    5.0
    HAVILAH was my rental insurance angel. She educated me on my current policy & gave me peace of mind!!!!!
  • JS
    jeffrey stephen
    Sep 19, 2025
    5.0
    Fisayo was so patient when helping with an extensive multi home insurance policy which took near two hours (past her lunch). In the end she did I left fully insured and saved money from my last insurer! Thank you Fisayo!
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Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers