Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.8
233 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Victoria area, serving our Victoria community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
3750 Shelbourne St, Victoria, BC
V8P 4H4, Canada

Hours

Reviews

4.8
233 reviews
5 stars
213
4 stars
9
3 stars
1
2 stars
1
1 star
9
  • OK
    Olyn Kuzyk
    2 days ago
    5.0
    Quick, easy to work with, and super polite
  • MH
    Molly Harris
    3 days ago
    5.0
    So awesome so very helpful went to Ravi and he was so knowledgeable and very wise
  • DW
    Dorian Wingfield
    Nov 7, 2025
    5.0
    Ravi was the best, helped me find a much better insurance route than the one I was taking. Saved me cash time and was very friendly :)
  • NH
    Noah Hargreaves
    Nov 7, 2025
    5.0
    Ravi has been awesome to deal with, he sorted out all my issues with refunds! Could not recommend more!
  • TM
    Tammy lynn Marshall
    Oct 25, 2025
    5.0
    We recently sold 3 of my late Dad's collector cars and Raj was the insurance agent that took us through the long process. He was incredibly patient and organized. Much appreciated.

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers