At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Victoria area, serving our Victoria community with straightforward advice, competitive pricing, and reliable service every step of the way.
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Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
So awesome so very helpful went to Ravi and he was so knowledgeable and very wise
DW
Dorian Wingfield
Nov 7, 2025
5.0
Ravi was the best, helped me find a much better insurance route than the one I was taking. Saved me cash time and was very friendly :)
NH
Noah Hargreaves
Nov 7, 2025
5.0
Ravi has been awesome to deal with, he sorted out all my issues with refunds! Could not recommend more!
TM
Tammy lynn Marshall
Oct 25, 2025
5.0
We recently sold 3 of my late Dad's collector cars and Raj was the insurance agent that took us through the long process. He was incredibly patient and organized. Much appreciated.
Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
Does my ICBC insurance cover someone else driving my car?
Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
Would a second driver affect my premium?
In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
What types of insurance does Western Coast Insurance Services Ltd. offer?
They offer Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, Renter's Insurance, and more.
How does Western Coast Insurance Services help find the right insurance for me?
They work directly with customers and compare rates across Canada to find insurance tailored to your specific needs, offering fast and reliable expertise.
What are the office hours for Western Coast Insurance Services Ltd.?
Their office hours are Monday to Thursday and Saturday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and closed on Sundays.
Does Western Coast Insurance Services require appointments or proof of vaccination?
They do not require appointments or proof of vaccination to provide their services.
Which payment methods are accepted at Western Coast Insurance Services Ltd.?
They accept payment via check, contactless payment, MasterCard, and Visa.
Where is Western Coast Insurance Services Ltd. located?
They are located at 3750 Shelbourne St, Victoria, BC, V8P 4H4, Canada.
Can I get an insurance quote online from Western Coast Insurance Services Ltd.?
Yes, you can get an insurance quote online via their website at https://westernfinancialgroup.ca/Get-a-Quote.
What nearby financial services can I use when visiting Western Coast Insurance Services Ltd.?
Nearby financial services include Coast Capital Savings and Coast Capital - Shelbourne Branch credit unions, as well as The Exchange Network ATM, useful for banking needs when visiting.
Are there dining options near Western Coast Insurance Services Ltd. to visit before or after your appointment?
Yes, nearby dining options include Canadian 2 For 1 Pizza, Pizza Hut, Noodlebox, Purple Garden Chinese Restaurant, and McDonald's Canada for various cuisines.
What healthcare-related services are located near Western Coast Insurance Services Ltd.?
Nearby healthcare-related services include Vista Eyecare optometry clinics for eye care and eyewear needs.