Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.4
152 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Victoria area, serving our Victoria community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
3170 Tillicum Rd, Victoria, BC
V9A 7C9, Canada

Hours

Reviews

4.4
152 reviews
5 stars
110
4 stars
19
3 stars
6
2 stars
4
1 star
13
  • JM
    Janet Haynes - Monge
    5 days ago
    5.0
    Alan explained every thing step by step thoroughly, so I felt like I was explained everything in a very polite an friendly manner ...very professional, and knows his job well Janet Haynes
  • LD
    Leslie Daigle
    Nov 17, 2025
    2.0
    Your staff member completely dismissed me, and would only talk to my husband. We co-own our vehicle and I am the primary driver.
  • JM
    Jim Merritt
    Nov 12, 2025
    5.0
    Karan and staff do the best rate and service. Excellent information, explanation and shopping for best provider.
  • CM
    Chechanie Mansell Marie
    Oct 16, 2025
    5.0
    Shout out to Chelsea (and Pamela) for making the hectic process of registering an out of province vehicle, as easy as it could be. With errors in documents and missing paperwork from the dealership, it took nearly 6 hours over 2 day to get my situations sorted out, and with patience, clarity, and overall friendly service, it was not only a learning curve for me but my first positive experience regarding anything related to ICBC. Thanks so much ladies!
  • BB
    brent bowman
    Sep 26, 2025
    5.0
    Nathan was great, super quick and efficient

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers