At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Victoria area, serving our Victoria community with straightforward advice, competitive pricing, and reliable service every step of the way.
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Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
Virlisa was wonderful!
Very friendly, helpful and knowledgeable!
I had a very pleasant experience!!
AK
Alex King-Harris
Oct 24, 2025
5.0
Friendly staff, easy to work with, good rates :)
JO
JKay Ok
Oct 18, 2025
5.0
Nastaran is my yearly go to person at this location. She is patient, extremely knowledgeable, friendly and always finds me the best insurance to suit my needs! She’s amazing and a total asset to this location and this company!
CH
Cameron Hughes
Oct 13, 2025
5.0
Hi- I've worked with Chelysia Kamsteeg on my insurance needs over the last six months, and wow did she deliver! I ended up getting three different insurance policies for my world, and Chelysia was absolutely phenomenal every step of the way. She could ( should:) write a book on 'customer service!' Thank you for making my life easier, and all that you did! - Cam
AA
Adam
Oct 1, 2025
5.0
Susan she did great job so nice polite thank you very great service
Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
Does my ICBC insurance cover someone else driving my car?
Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
Would a second driver affect my premium?
In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
What types of insurance services does Western Coast Insurance Services Ltd. offer?
Western Coast Insurance Services Ltd. offers Home, Car, Business, Life, Farm, Renter's, and various other insurance products tailored to your needs.
Where is Western Coast Insurance Services Ltd. located?
They are located at 1150 Douglas St, Victoria, BC, V8W 3M9, Canada.
What are the business hours for Western Coast Insurance Services Ltd.?
They are open Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sunday.
Does Western Coast Insurance Services Ltd. require proof of COVID-19 vaccination for visits?
No, proof of vaccination is not required to visit Western Coast Insurance Services Ltd.
What payment options are accepted by Western Coast Insurance Services Ltd.?
They accept payment by check, contactless payments, Mastercard, and Visa.
Are appointments required to visit Western Coast Insurance Services Ltd.?
Appointments are not required, but they do offer online appointments for your convenience.
Does Western Coast Insurance Services Ltd. provide pickup or delivery services?
No, pickup and delivery services are not offered at this location.
How does listing a secondary driver affect my car insurance premium here?
In BC, 75% of your premium is based on the primary driver's record; secondary drivers affect 25% based on the one with the lowest discount. Other secondary drivers will not affect your rate.
What nearby places can I visit when coming to Western Coast Insurance Services Ltd.?
Nearby, you can visit The Bay Centre shopping mall, enjoy a smoothie at Jugo Juice or Booster Juice, or grab coffee at Merchie's Tea & Coffee and Good Earth Coffeehouse.
How can nearby telecommunications stores assist me when visiting Western Coast Insurance Services Ltd.?
Nearby stores like Koodo, TELUS, Freedom Mobile, and Virgin Mobile Canada can help you with mobile phone services or repairs before or after your insurance visit.
Are there nearby clothing and retail stores I can visit around Western Coast Insurance Services Ltd.?
Yes, stores like Suzy Shier | Le Château, Lids, Vans, Winners, and Call It Spring are nearby, offering a variety of clothing and shoe shopping options.