Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.5
96 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Victoria area, serving our Victoria community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
1150 Douglas St, Victoria, BC
V8W 3M9, Canada

Hours

Reviews

4.5
96 reviews
5 stars
79
4 stars
6
3 stars
1
2 stars
1
1 star
9
  • DM
    Duane Mundy
    Oct 28, 2025
    5.0
    Virlisa was wonderful! Very friendly, helpful and knowledgeable! I had a very pleasant experience!!
  • AK
    Alex King-Harris
    Oct 24, 2025
    5.0
    Friendly staff, easy to work with, good rates :)
  • JO
    JKay Ok
    Oct 18, 2025
    5.0
    Nastaran is my yearly go to person at this location. She is patient, extremely knowledgeable, friendly and always finds me the best insurance to suit my needs! She’s amazing and a total asset to this location and this company!
  • CH
    Cameron Hughes
    Oct 13, 2025
    5.0
    Hi- I've worked with Chelysia Kamsteeg on my insurance needs over the last six months, and wow did she deliver! I ended up getting three different insurance policies for my world, and Chelysia was absolutely phenomenal every step of the way. She could ( should:) write a book on 'customer service!' Thank you for making my life easier, and all that you did! - Cam
  • AA
    Adam
    Oct 1, 2025
    5.0
    Susan she did great job so nice polite thank you very great service

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers