Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.8
144 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Victoria area, serving our Victoria community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
777 Royal Oak Dr, Victoria, BC
V8X 4V1, Canada

Hours

Reviews

4.8
144 reviews
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  • WW
    W W
    4 days ago
    5.0
    I just completed my auto renewal over the phone. Bilal was thorough, quick and efficient!
  • MY
    Marquita Yli-Renko
    6 days ago
    5.0
    Bilal went over and above with his service! He was so helpful and if I could I would give him 10 stars ⭐️
  • LG
    Lara Goodwin
    Oct 15, 2025
    5.0
    Bilal Alam was fantastic help.
  • MS
    Meghan Sharp
    Oct 14, 2025
    5.0
    Thank you to Bilal for the effortless over the phone insurance renewal!
  • AH
    Andrea Harris
    Oct 12, 2025
    5.0
    I received the best ever service in this office with agents going out of their way to deal efficiently, professionally and kindly with my complicated insurance issues following my husband’s passing. A huge shout out to Maha and Bilal who were absolutely amazing!!

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers