Western Coast Insurance Services Ltd.

4.9
182 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd., we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Vancouver area, serving our Vancouver community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd.
445 W Broadway, Vancouver, BC
V5Y 1R4, Canada

Hours

Reviews

4.9
182 reviews
5 stars
173
4 stars
5
3 stars
0
2 stars
0
1 star
4
  • SE
    Seamus Enright
    3 days ago
    5.0
    Top Stars for Keith Lo
  • ND
    Nakisa Donnelly
    Nov 3, 2025
    5.0
    Nancy was wonderful to work with renewing my auto insurance
  • KK
    kushagra kapoor
    Oct 31, 2025
    5.0
    I had a great experience with David
  • NM
    Norman Meyer
    Oct 25, 2025
    5.0
    I had a rather unusual request complicated by uncertainty about long term street parking , other drivers and possible transfer of the vehicle to my daughter. Shamshirinder Singh was very patient so we were able to walk through the process addressing my needs thoughtfully.
  • TF
    Tasha Forrest
    Oct 16, 2025
    5.0
    Shamshirinder was very quick to help! Thank you.

Frequently Asked Questions About Western Coast Insurance Services Ltd.

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers