At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Surrey area, serving our Surrey community with straightforward advice, competitive pricing, and reliable service every step of the way.
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Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
I did not have a good experience renewing my insurance today at the White Rock location. The woman serving me was rude repeatedly. I don’t normally comment, but felt it was necessary this time. Hopefully she’ll smarten up with her Customer Service skills. At this location, I usually have a good experience so I’m disappointed today.
PS
Penny Schulte
Dec 15, 2025
5.0
Esha Punni was very friendly and a great help 10 out of 10 . Thanks for making the phone experience so easy.
WB
W Becker
Dec 8, 2025
5.0
Really efficient
DH
David Heyman
Dec 2, 2025
4.0
Western Coast Insurance has been highly reliable for me and my wife. They get back to me quickly and have paid a couple recent minor claims to me without fuss.
MB
Mike B
Dec 2, 2025
5.0
The agent, Pooja, was very helpful renewing my auto policy . She went over and above to give me information that me helped gain better coverage as well as save me money on my monthly policy!
Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
Does my ICBC insurance cover someone else driving my car?
Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
Would a second driver affect my premium?
In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
What types of insurance does Western Coast Insurance Services Ltd. offer?
They offer a wide range of insurance products including Home, Car, Life, Farm, Business, Renter's, Boat, Disability, Critical Illness, and more, tailored to meet specific needs.
How long has Western Coast Insurance Services Ltd. been operating?
They have been serving customers since 1920, providing over 100 years of insurance expertise.
What are the business hours for Western Coast Insurance Services Ltd.?
They are open Monday to Friday from 8:30 AM to 5:00 PM, Saturday from 8:30 AM to 4:00 PM, and closed on Sundays.
Does Western Coast Insurance require appointments for service?
No, they do not require appointments but offer online appointments for convenience.
What payment methods are accepted at Western Coast Insurance Services Ltd.?
They accept payment via check, contactless payment, Mastercard, and Visa.
Is Western Coast Insurance Services Ltd. a safe and inclusive environment?
Yes, they welcome LGBTQ individuals and are a transgender safe space.
Does Western Coast Insurance Services Ltd. offer pickup or delivery service?
No, pickup and delivery services are not offered.
Are there any nearby financial services to Western Coast Insurance Services Ltd.?
Yes, nearby financial service providers include Northview Wealth Management, BDO Debt Solutions, Isherwood & Associates, Consilium Financial, Jas Salh - iA Private Wealth, and several mortgage brokers like Bill Tonelli and Geoff Parkin.
What nearby health and wellness services are close to Western Coast Insurance Services Ltd.?
Nearby health and wellness facilities include White Rock Skin & Laser Clinic Inc, R & R Wellness and Spa, Safe Haven Counselling, and The Counselling Group.
Are there any local stores or services near Western Coast Insurance Services Ltd. that customers can visit?
Yes, nearby places include Specsavers Canada for eyewear, Enhance Club pharmacy, and Saucony shoe store for footwear needs.