At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Surrey area, serving our Surrey community with straightforward advice, competitive pricing, and reliable service every step of the way.
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Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
Kiran is a great advisor. Thank you for your serivces.
YC
Yevhenii Chubatiuk
Dec 30, 2025
5.0
JENNIFER HELPED ME TO GET THE BEST INSURANCE FOR MY FIRST HOME, 1000000% RECOMMEND TO EVERYONE WHO WANT TO GET BEST PRODUCTS FOR REASONABLE PRICE 👍
AS
Aster Scott
Dec 16, 2025
5.0
Renewed my policy over the phone, and the process was quick and efficient. I spoke with Kiran who was courteous and understanding of any questions I had that came up. Just a pleasant interaction all around. Thanks Kiran!
JW
Janet Wallick
Dec 12, 2025
5.0
I’ve been putting off dealing with my auto insurance on a few vehicles for the winter.
I received a call from Kiran today. She made the process seamless.
Excellent communication skills.
Friendly yet thorough. I loved that I was speaking to someone local (Cloverdale) Western Coast Ins, and not a call center at head office.
She reviewed alternative insurance that doesn’t fall under ICBC.
Recommended!
Janet
NS
Neo Sapien
Nov 21, 2025
5.0
Jennifer was amazing, very informative, helpful! Thank you!
Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
Does my ICBC insurance cover someone else driving my car?
Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
Would a second driver affect my premium?
In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
What types of insurance does Western Coast Insurance Services Ltd. offer?
Western Coast Insurance Services Ltd. offers a wide range of insurance products including Home, Car, Business, Life, Farm, Renter’s, and more to suit various customer needs.
What are the hours of operation for Western Coast Insurance Services Ltd.?
The office is open Monday to Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, Saturday from 9:00 AM to 4:00 PM, and closed on Sundays.
Does Western Coast Insurance Services Ltd. require proof of vaccination to visit?
No, proof of vaccination is not required to visit Western Coast Insurance Services Ltd.
Can I get an insurance quote online from Western Coast Insurance Services Ltd.?
Yes, you can get an insurance quote through their online platform available on their website.
Does Western Coast Insurance Services Ltd. offer pickup and delivery services?
No, they do not offer pickup or delivery services at this location.
What COVID-19 safety measures has Western Coast Insurance Services Ltd. implemented?
The company has committed to innovative methods for safe and efficient service delivery during COVID-19, prioritizing client experience and wellbeing.
Are there any nearby restaurants where I can eat before or after visiting Western Coast Insurance Services Ltd.?
Yes, nearby restaurants include Dairy Queen, Salty's Fish & Chips, KFC, Pizza Hut, and Taco Bell Canada, offering a variety of food options for your convenience.
Is there an ATM close to Western Coast Insurance Services Ltd. for quick cash access?
Yes, The Exchange Network ATM is located nearby, making it convenient to access cash before or after your visit.
Where can I find financial services near Western Coast Insurance Services Ltd.?
Nearby financial services include Coast Capital credit union and Lifelink Financial Services Ltd. insurance agency for your banking and insurance needs.
What languages are services offered in at Western Coast Insurance Services Ltd.?
Services are offered in English and French to accommodate diverse customer preferences.