Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

5.0
108 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Surrey area, serving our Surrey community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
17730 10 Hwy, Surrey, BC
V3S 1C7, Canada

Hours

Reviews

5.0
108 reviews
5 stars
106
4 stars
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1
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1 star
0
  • TN
    Thai Ngo
    Dec 30, 2025
    5.0
    Kiran is a great advisor. Thank you for your serivces.
  • YC
    Yevhenii Chubatiuk
    Dec 30, 2025
    5.0
    JENNIFER HELPED ME TO GET THE BEST INSURANCE FOR MY FIRST HOME, 1000000% RECOMMEND TO EVERYONE WHO WANT TO GET BEST PRODUCTS FOR REASONABLE PRICE 👍
  • AS
    Aster Scott
    Dec 16, 2025
    5.0
    Renewed my policy over the phone, and the process was quick and efficient. I spoke with Kiran who was courteous and understanding of any questions I had that came up. Just a pleasant interaction all around. Thanks Kiran!
  • JW
    Janet Wallick
    Dec 12, 2025
    5.0
    I’ve been putting off dealing with my auto insurance on a few vehicles for the winter. I received a call from Kiran today. She made the process seamless. Excellent communication skills. Friendly yet thorough. I loved that I was speaking to someone local (Cloverdale) Western Coast Ins, and not a call center at head office. She reviewed alternative insurance that doesn’t fall under ICBC. Recommended! Janet
  • NS
    Neo Sapien
    Nov 21, 2025
    5.0
    Jennifer was amazing, very informative, helpful! Thank you!

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers