Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.8
79 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Surrey area, serving our Surrey community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
18737 Fraser Hwy, Surrey, BC
V3S 7Y3, Canada

Hours

Reviews

4.8
79 reviews
5 stars
76
4 stars
0
3 stars
0
2 stars
0
1 star
3
  • DD
    Divine Sepra (Divie)
    Sep 15, 2025
    5.0
    We had an excellent experience today with Mae Ruiz at Western Coast Insurance on Fraser Highway, Surrey. She assisted us with our transfer and insurance transaction, and we couldn’t be more grateful for her professionalism and warmth. Ate Mae was patient, attentive, and explained everything clearly, making the whole process smooth and stress-free. Her friendly approach and genuine care truly stood out. We highly recommend Mae for anyone looking for outstanding customer service—you’ll definitely be in good hands!
  • GW
    Gamu Web
    Sep 2, 2025
    5.0
    We came to get our tenant insurance and were helped by Manu Gupta. She was incredibly professional, knowledgeable, and made the whole process quick and easy. Manu took the time to explain everything clearly and ensured we got the coverage that suited our needs. Excellent customer service highly recommended!
  • MM
    MAGSH
    Aug 22, 2025
    5.0
    I have been dealing with Western Coast Insurance for many years now - home and auto. This time around Mae Ruiz helped me to renew my home insurance. Mae was very helpful and knowledgeable. She took the time to explain the various coverages. Insurance to me has always been a bit of a scam - I guess because I have yet to file a claim on my home and every single year the premiums go up and up. Mae helped me decide what coverage suited my needs and budget and I am grateful to her.
  • JC
    J C
    Aug 15, 2025
    5.0
    Huge thank you to Mae Ruiz at Western Coast Insurance for being so helpful and knowledgeable. She helped me find the best insurance for us at the best rate, and was ready to work with everyone involved in a real estate transaction with many moving pieces! Thank you Mae!
  • CC
    Casey
    Jun 3, 2025
    5.0
    Manu expertly navigated me to some savings on my insurance policies. Salute!

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers