At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Surrey area, serving our Surrey community with straightforward advice, competitive pricing, and reliable service every step of the way.
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Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
We had an excellent experience today with Mae Ruiz at Western Coast Insurance on Fraser Highway, Surrey. She assisted us with our transfer and insurance transaction, and we couldn’t be more grateful for her professionalism and warmth. Ate Mae was patient, attentive, and explained everything clearly, making the whole process smooth and stress-free. Her friendly approach and genuine care truly stood out. We highly recommend Mae for anyone looking for outstanding customer service—you’ll definitely be in good hands!
GW
Gamu Web
Sep 2, 2025
5.0
We came to get our tenant insurance and were helped by Manu Gupta. She was incredibly professional, knowledgeable, and made the whole process quick and easy. Manu took the time to explain everything clearly and ensured we got the coverage that suited our needs. Excellent customer service highly recommended!
MM
MAGSH
Aug 22, 2025
5.0
I have been dealing with Western Coast Insurance for many years now - home and auto. This time around Mae Ruiz helped me to renew my home insurance. Mae was very helpful and knowledgeable. She took the time to explain the various coverages. Insurance to me has always been a bit of a scam - I guess because I have yet to file a claim on my home and every single year the premiums go up and up. Mae helped me decide what coverage suited my needs and budget and I am grateful to her.
JC
J C
Aug 15, 2025
5.0
Huge thank you to Mae Ruiz at Western Coast Insurance for being so helpful and knowledgeable. She helped me find the best insurance for us at the best rate, and was ready to work with everyone involved in a real estate transaction with many moving pieces! Thank you Mae!
CC
Casey
Jun 3, 2025
5.0
Manu expertly navigated me to some savings on my insurance policies. Salute!
Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
Does my ICBC insurance cover someone else driving my car?
Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
Would a second driver affect my premium?
In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
What types of insurance does Western Coast Insurance Services Ltd. offer?
Western Coast Insurance Services Ltd. offers Home, Car, Life, Farm, Business, Renter’s, and more insurance products tailored to your specific needs.
How does Western Coast Insurance help customers find the right insurance coverage?
They work directly with customers and compare rates from insurers across Canada to find personalized insurance coverage that fits individual needs and budgets.
What are the business hours of Western Coast Insurance Services Ltd.?
The office is open Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM. It is closed on Sundays.
Does Western Coast Insurance require appointments or proof of vaccination for visits?
Appointments are not required, and proof of vaccination is not required to visit the office.
How can I get an insurance quote from Western Coast Insurance Services Ltd.?
You can get a quote by visiting their website at https://westernfinancialgroup.ca/Get-a-Quote or contacting them via phone or email.
What payment methods are accepted at Western Coast Insurance Services Ltd.?
They accept payment by check, contactless payment, Mastercard, and Visa.
Are online appointments available at Western Coast Insurance Services Ltd.?
Yes, they offer online appointments for customer convenience.
What nearby amenities can customers use when visiting Western Coast Insurance Services Ltd.?
Nearby amenities include financial services like Coast Capital Savings and Prospera Credit Union, coffee shops such as Starbucks Canada, and various restaurants including Clayton Crossing and Freshii for meals before or after your visit.
Is public transportation accessible near Western Coast Insurance Services Ltd.?
Yes, there is a bus stop (Bus Stop 57140 for route 502) nearby, making it easy to access the office via public transit.
What nearby medical and wellness services are available around Western Coast Insurance Services Ltd.?
Health services nearby include WELL Health Medical Centres - Clayton Heights and Hillcrest Village Optometry, which customers might consider visiting alongside their insurance appointments.