Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.9
167 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Surrey area, serving our Surrey community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
16011 24th Ave, Surrey, BC
V3S 9H7, Canada

Hours

Reviews

4.9
167 reviews
5 stars
159
4 stars
6
3 stars
0
2 stars
0
1 star
2
  • AD
    Amy Dewaele
    5 days ago
    5.0
    Highly recommend Western Coast Insurance for all of your insurance needs. All the brokers are helpful, honest and efficient! I recommend them to all of my clients!
  • JD
    Jonathan Day
    Dec 21, 2025
    5.0
    The team at Western Coast is fantastic. Last year, when we were purchasing our new home, we had a few last minute snags but Jaspreet was amazing and helped us get the coverage we needed. On the renewal, a few other team members assisted (Charity and Jatinder) and both were equally as wonderful and helpful as Jaspreet. Thank you Western Coast Team!
  • TF
    Trey Foreman
    Nov 28, 2025
    5.0
    Had a confusing double transfer and they got it done professionally. Thanks to ginder for her help
  • JL
    John Lichtenwald
    Nov 25, 2025
    5.0
    great online service!!
  • PP
    Prithpal Panesar
    Nov 10, 2025
    5.0
    I have been working with Jaspreet Brar for almost five years now, and she has truly been our go-to person for all insurance needs — from home and travel insurance to super visa coverage. Jaspreet is professional, highly knowledgeable, and always quick to respond with helpful advice and support. She takes the time to explain every detail of our policies and ensures we have the right coverage for our needs. What we appreciate most is that her support goes well beyond just insurance — she genuinely cares about her clients. She guided us through our claim process with patience and care, making what could have been a stressful experience completely smooth and worry-free. My wife and I would wholeheartedly recommend Jaspreet and her team at Western Coast Insurance to anyone looking for trusted, personalized insurance service.

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers