At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Sooke area, serving our Sooke community with straightforward advice, competitive pricing, and reliable service every step of the way.
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Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
I am so grateful to Sierra Shingles from the Sooke branch for assisting me with updates to my insurance policy over the holidays. Her customer service went above and beyond! Thank you Sierra for getting the job done so quickly!
BJ
Blaine Jones
Dec 8, 2025
4.0
Akhil was great!!
DD
Dennis
Dec 6, 2025
5.0
I went too transfer and insure a new vehicle , i got helped by Sharlene she was amazing. Really happy with her services
PP
Peter
Nov 24, 2025
5.0
I recently moved to BC from another province and decided to go through Western Coast Insurance in Sooke. Angela, my advisor helping me was amazing and very informative. Although, BC does things differently than where I’m from, Angela was great on getting me settled. She made my visit very pleasant and I’d highly recommend anyone getting insurance to deal with Angela.
Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
Does my ICBC insurance cover someone else driving my car?
Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
Would a second driver affect my premium?
In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
What types of insurance does Western Coast Insurance Services Ltd. offer?
Western Coast Insurance Services Ltd. offers Home, Car, Life, Farm, Business, Renter's, Boat, Disability, Critical Illness, Personal Health, Group Benefit Plans, Condo, Rental Property, Mobile Home, Seasonal Property, Motorcycle, ATV, Marine, Snowmobile, RV, Fleet & Transportation, Business Life, Property & Liability, Employee Benefits, Agrologist, Garden Centres, Farmers Market, Medical Marijuana, Childcare Centre, Mobile Welder, Home Builder, Travel, Mortgage Life, Directors & Officers Liability, Errors & Omissions, and Legal Protection insurances.
What are the regular business hours for Western Coast Insurance Services Ltd.?
The business operates Monday through Saturday from 9:00 AM to 5:00 PM and is closed on Sundays.
Does Western Coast Insurance Services Ltd. offer pickup or delivery services?
No, pickup and delivery services are not offered by Western Coast Insurance Services Ltd.
Is proof of COVID-19 vaccination required to visit Western Coast Insurance Services Ltd.?
No, proof of vaccination is not required to visit Western Coast Insurance Services Ltd.
Can I get an insurance quote online?
Yes, you can get an insurance quote online at https://westernfinancialgroup.ca/Get-a-Quote.
How does ICBC insurance coverage work if someone else drives my car?
Your ICBC insurance covers other drivers if they are listed on your policy as secondary or occasional drivers. Unlisted drivers may be covered but could be subject to penalties. It's best to list friends or family who drive your car during the policy term.
What nearby grocery stores can I visit around Western Coast Insurance Services Ltd.?
Nearby grocery stores include Village Foods, Village Food Market, and Cape Links and Coils Sausage Co. Customers can conveniently shop for groceries before or after their insurance appointments.
Are there any nearby transit options to help me reach Western Coast Insurance Services Ltd.?
Yes, BC Transit Bus Route 61 (Sooke/Langford/Downtown) stops near Western Coast Insurance Services Ltd., providing convenient public transport access for customers visiting the office.
Where can I find nearby food and coffee spots near Western Coast Insurance Services Ltd.?
Nearby places to eat or get coffee include Serious Coffee Sooke, A&W Canada, Subway, and Hara Sushi, perfect for grabbing a meal or coffee around your insurance visit.
What other professional services are located close to Western Coast Insurance Services Ltd.?
Nearby professional services include Irwin & Associates (accountant), Westcoast Design & Development Services (architectural designer), and Sooke Fax and Copy Centre (printing services), which may be convenient for combined business needs.