Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.4
113 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Sidney area, serving our Sidney community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
2297 Beacon Ave, Sidney, BC
V8L 1W9, Canada

Hours

Reviews

4.4
113 reviews
5 stars
89
4 stars
7
3 stars
2
2 stars
2
1 star
13
  • JR
    Jimmy Eddie Repairs
    4 days ago
    5.0
    Fantastic nishi took great care of me as usual .best people ever!!
  • VW
    victoria wong
    6 days ago
    5.0
    Swathy is one of the best insurance agent I have ever met. She is very reliable, diligent and patient. She cares about customer's needs, always remembers your questions and concerns. I have to say I stay with Western because of her. She is really an asset of Western Insurance.
  • KV
    Karla Vela
    Nov 6, 2025
    5.0
    Very nice and friendly staff. Kaushal is always very attentive.
  • TM
    Tammy lynn Marshall
    Oct 30, 2025
    5.0
    Nishi was amazing helping us transfer my late Dad's classic car into my name. Thank you for exceptional customer service 👏
  • AS
    Austin Sieben
    Oct 27, 2025
    5.0
    Zeynep was so patient and helpful for me, she was super knowledgeable and gave me the best guidance for my vehicles. Perfect experience thank you!

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers