At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Sidney area, serving our Sidney community with straightforward advice, competitive pricing, and reliable service every step of the way.
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Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
Fantastic nishi took great care of me as usual .best people ever!!
VW
victoria wong
6 days ago
5.0
Swathy is one of the best insurance agent I have ever met. She is very reliable, diligent and patient. She cares about customer's needs, always remembers your questions and concerns. I have to say I stay with Western because of her. She is really an asset of Western Insurance.
KV
Karla Vela
Nov 6, 2025
5.0
Very nice and friendly staff. Kaushal is always very attentive.
TM
Tammy lynn Marshall
Oct 30, 2025
5.0
Nishi was amazing helping us transfer my late Dad's classic car into my name. Thank you for exceptional customer service 👏
AS
Austin Sieben
Oct 27, 2025
5.0
Zeynep was so patient and helpful for me, she was super knowledgeable and gave me the best guidance for my vehicles. Perfect experience thank you!
Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
Does my ICBC insurance cover someone else driving my car?
Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
Would a second driver affect my premium?
In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
What types of insurance does Western Coast Insurance Services Ltd. offer?
Western Coast Insurance Services Ltd. offers a wide range of insurance products including Home, Car, Life, Farm, Business, Renter’s Insurance, and more, tailored to meet your specific needs.
How can I get an insurance quote from Western Coast Insurance Services Ltd.?
You can get an insurance quote by visiting their website at https://westernfinancialgroup.ca/Get-a-Quote where you can request a personalized quote.
What are the business hours of Western Coast Insurance Services Ltd.?
They are open Monday to Thursday and Saturday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and closed on Sundays.
Does Western Coast Insurance Services Ltd. require proof of COVID-19 vaccination to visit?
No, proof of COVID-19 vaccination is not required to visit Western Coast Insurance Services Ltd.
Can I make an appointment online with Western Coast Insurance Services Ltd.?
Yes, they offer online appointments and provide services onsite without a requirement for appointments.
What payment options are accepted at Western Coast Insurance Services Ltd.?
They accept Check, Contactless Payment, Mastercard, and Visa.
Where is Western Coast Insurance Services Ltd. located?
Their office is located at 2297 Beacon Ave, Sidney, BC, V8L 1W9, Canada.
Are there any dining options near Western Coast Insurance Services Ltd.?
Yes, nearby dining options include The Five & Dime Diner, a themed American restaurant, J Kitchen Korean & Japanese Restaurant, and Smitty's Family Restaurant - Sidney. These offer convenient places to eat before or after your insurance visit.
What financial services are available near Western Coast Insurance Services Ltd.?
Nearby financial services include Coast Capital Savings, a credit union offering financial services and loans, and CIBC, a bank providing financial advising. These can be helpful if you need banking assistance alongside your insurance needs.
Are there any convenience or retail stores near Western Coast Insurance Services Ltd.?
Yes, nearby retail options include Shoppers Drug Mart for pharmacy and beauty products, 7-Eleven convenience store, and Ravi Gift Shop for flowers and gifts. These stores provide additional services during your visit to the area.