Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.7
71 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Saanichton area, serving our Saanichton community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
7860 Wallace Dr, Saanichton, BC
V8M 2H8, Canada

Hours

Reviews

4.7
71 reviews
5 stars
61
4 stars
7
3 stars
0
2 stars
0
1 star
3
  • FF
    FP
    6 days ago
    5.0
    Central Saanich the broker Melanie Bolster goes above and beyond for her clients. She is helpful, polite and friendly. Always willing to help. Great agent
  • JY
    J Scott Yaeger
    Nov 8, 2025
    5.0
    Pleasant knowledgeable, and an amazing memory. Thanks for your help and advice Jacob.
  • TL
    Tammy Lindahl
    Oct 15, 2025
    5.0
    Great service
  • KT
    Kim Thibault
    Oct 2, 2025
    5.0
    Nishi was super helpful and patient!!!
  • RR
    Rianne
    Sep 16, 2025
    5.0
    These folks have been my go to for years, always helpful and willing to answer my questions.

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers