Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.4
104 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Richmond area, serving our Richmond community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
6253 No. 3 Rd, Richmond, BC
V6Y 2B5, Canada

Hours

Reviews

4.4
104 reviews
5 stars
82
4 stars
5
3 stars
3
2 stars
0
1 star
14
  • YY
    Yee
    Nov 12, 2025
    5.0
    Great services. Melody was professional, friendly and knowledgeable, she understands what I need exactly, really helpful!
  • AG
    amanuel girma
    Nov 7, 2025
    5.0
    Such an amazing, friendly, elaborated and caring customer service by Janice. Worry free service
  • CJ
    Crisel Joy
    Oct 7, 2025
    1.0
    Terrible costumer service! Today, 10-07-2025 at 11:30 AM, the Asian Lady in the first cubicle was so rude. No acknowledgement of our presence not even a good morning or the slightest of smile or nod. She straight up told us she can’t help us with the concern! She could’ve atleast provide recommendation or suggestion on what we can do next but na-da! Just a big no.
  • CV
    Calvin Villanueva
    Oct 7, 2025
    1.0
    They have one of the most rudest staff I have ever experienced. Rude tone, and arrogant style of approaching people to the one who was sitting on the front desk today. Not recommend going to this branch.
  • SC
    Su-Fen Chen
    Oct 4, 2025
    5.0
    Dear Janice, Thank you so much for following up and providing an adequate guidance to our insurance needs! We won't have any clue of what and how it should be done without your professional advice. So nice to have you, Janice. You are definitely a rare find advisor. You are truly an asset to your company and organization as whole.

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers