Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.9
129 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Richmond area, serving our Richmond community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
11911 Cambie Rd, Richmond, BC
V6X 1L6, Canada

Hours

Reviews

4.9
129 reviews
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  • BL
    Behzad Langari
    Nov 13, 2025
    5.0
    Vivian liu is amazing I recently completed a vehicle transfer and was assisted by a very professional and knowledgeable individual. The entire process was handled efficiently, accurately, and with great attention to detail. I truly appreciate the clear communication, punctuality, and the high level of customer service provided. I highly recommend their services to anyone seeking a smooth and stress-free vehicle transfer experience.
  • AN
    Anandhatheerthan V N
    Nov 4, 2025
    5.0
    Overall Experience was outstanding. We were here for renewing our vehicle insurance, advisor Vivian was amazing and kind enough to help with the entire process. Appreciate it...
  • MS
    Mustafa Sallat
    Oct 18, 2025
    5.0
    Best service with vivian, she was very understanding and very polite and professional. Deserves the best. Keep up the good work. Thank you
  • HE
    Hasan Emad
    Sep 11, 2025
    5.0
    Vivian is the best, and she is fast and knows what to do
  • BM
    Benny Ma
    Sep 10, 2025
    5.0
    Ann Yeung was definitely very professional and extremely patient with all the questions we had for her. She took the time to explain everything clearly and made sure we felt comfortable every step of the way. Her excellent communication skills and friendly attitude truly stood out, and we never felt rushed or pressured. Ann provided outstanding customer service and went above and beyond to ensure a smooth experience. We couldn’t be happier and would highly recommend her to anyone looking for someone reliable, knowledgeable, and caring.

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers