At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Richmond area, serving our Richmond community with straightforward advice, competitive pricing, and reliable service every step of the way.
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Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
I had a great experience working with my insurance agent Fion Ting. She were professional, friendly, and very responsive, which made the whole process smooth and stress-free. Everything was explained clearly, and I really appreciated how quickly she handled my questions. Highly recommended
AO
Arora Omkxr
Dec 30, 2025
5.0
Excellent service provided by Vivian, she was very professional and explained everything
AG
Anikait Goyal
Dec 30, 2025
5.0
Vivian liu is amazing.
JC
Jason Chai
Dec 29, 2025
5.0
I went in to inquire about travel insurance. I was not sure if I needed it however Fion gave me different comparisons and quotes to see what best fit me. Fion is very knowledgeable and kind. In the end, she gave me the best options! I will definitely refer all my friends and family here.
EZ
Edmond Z
Dec 19, 2025
5.0
Tommy wang knows what he doing, I paid my violation ticket here and it was pretty smooth and nice.
Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
Does my ICBC insurance cover someone else driving my car?
Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
Would a second driver affect my premium?
In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
What types of insurance does Western Coast Insurance Services Ltd. offer?
They offer Home, Car, Business, Life, Farm, Renter's, and more types of insurance, personalized to your needs.
How can I get a quote from Western Coast Insurance Services Ltd.?
You can get an insurance quote by visiting their website at https://westernfinancialgroup.ca/Get-a-Quote.
What are the office hours for Western Coast Insurance Services Ltd.?
Their office is open Monday to Thursday and Saturday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and closed on Sundays.
Is Western Coast Insurance Services Ltd. open on Sundays?
No, the office is closed on Sundays.
Do I need an appointment to visit Western Coast Insurance Services Ltd.?
No, appointments are not required, but they do offer online appointments.
Are there online services available at Western Coast Insurance Services Ltd.?
Yes, they offer online appointments and services to make insurance easier for clients.
Does Western Coast Insurance Services Ltd. require proof of COVID-19 vaccination to visit?
No, proof of vaccination is not required to visit their office.
What nearby transit options can I use to reach Western Coast Insurance Services Ltd.?
You can use Bus Stop 56929 (lines 405, 410, C96) and Bus Stop 56891 (lines 405, 410) which are close to the office for convenient public transit access.
What nearby amenities are available around Western Coast Insurance Services Ltd.?
Nearby amenities include Coast Capital Savings credit union, Canada Post, Shoppers Drug Mart pharmacy, and multiple restaurants like Himalaya Restaurant and Daddy's Grill.
Are there any nearby places where I can enjoy a meal before or after visiting Western Coast Insurance Services Ltd.?
Yes, you can dine at nearby options such as Himalaya Restaurant (Indian buffet), Daddy's Grill (Middle Eastern), Little Ongpin Restaurant (Filipino/Asian), Domino's Pizza, and Tandoori Kona (Indian).