Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.9
136 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Richmond area, serving our Richmond community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
11911 Cambie Rd, Richmond, BC
V6X 1L6, Canada

Hours

Reviews

4.9
136 reviews
5 stars
129
4 stars
3
3 stars
1
2 stars
0
1 star
3
  • PC
    Phoebe Chen
    3 days ago
    5.0
    I had a great experience working with my insurance agent Fion Ting. She were professional, friendly, and very responsive, which made the whole process smooth and stress-free. Everything was explained clearly, and I really appreciated how quickly she handled my questions. Highly recommended
  • AO
    Arora Omkxr
    Dec 30, 2025
    5.0
    Excellent service provided by Vivian, she was very professional and explained everything
  • AG
    Anikait Goyal
    Dec 30, 2025
    5.0
    Vivian liu is amazing.
  • JC
    Jason Chai
    Dec 29, 2025
    5.0
    I went in to inquire about travel insurance. I was not sure if I needed it however Fion gave me different comparisons and quotes to see what best fit me. Fion is very knowledgeable and kind. In the end, she gave me the best options! I will definitely refer all my friends and family here.
  • EZ
    Edmond Z
    Dec 19, 2025
    5.0
    Tommy wang knows what he doing, I paid my violation ticket here and it was pretty smooth and nice.

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers