Western Coast Insurance Services Ltd.

4.1
104 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd., we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Mill Bay area, serving our Mill Bay community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd.
2734a Barry Rd, Mill Bay, BC
V8H 1A9, Canada

Hours

Reviews

4.1
104 reviews
5 stars
66
4 stars
16
3 stars
6
2 stars
3
1 star
13
  • MW
    Mariah Waser
    Oct 28, 2025
    1.0
    Does not pick up phone
  • FP
    Fahn Poper
    Sep 30, 2025
    4.0
    Nice and straight to the point service.
  • DJ
    Danny Johnson
    Sep 29, 2025
    5.0
    Sheri was the very best to deal with. She is so good she had me in and out faster than I've ever had my insurance done ever. I highly recommend going to see her.
  • FB
    Faith Black
    Sep 26, 2025
    5.0
    This branch was able to transfer our out of province licenses and get us insured with ICBC. The staff were knowledgeable and kind.
  • CF
    Catlyne Fable
    Aug 6, 2025
    5.0
    Chandra Nukala at the Mill Bay location was incredible, they saved me a lot of money on my insurance and informed me about some mistakes other companies had made. Can’t recommend enough!

Frequently Asked Questions About Western Coast Insurance Services Ltd.

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers