At Western Coast Insurance Services Ltd., we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Mill Bay area, serving our Mill Bay community with straightforward advice, competitive pricing, and reliable service every step of the way.
Sheri was the very best to deal with.
She is so good she had me in and out faster than I've ever had my insurance done ever.
I highly recommend going to see her.
FB
Faith Black
Sep 26, 2025
5.0
This branch was able to transfer our out of province licenses and get us insured with ICBC. The staff were knowledgeable and kind.
CF
Catlyne Fable
Aug 6, 2025
5.0
Chandra Nukala at the Mill Bay location was incredible, they saved me a lot of money on my insurance and informed me about some mistakes other companies had made. Can’t recommend enough!
Frequently Asked Questions About Western Coast Insurance Services Ltd.
Does my ICBC insurance cover someone else driving my car?
Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
Would a second driver affect my premium?
In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate.
Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers
What types of insurance does Western Coast Insurance Services Ltd. offer?
Western Coast Insurance Services Ltd. offers Home Insurance, Car Insurance, Life Insurance, Farm Insurance, Business Insurance, Renter’s Insurance, and more, catering to a wide range of insurance needs.
How does Western Coast Insurance find the right insurance coverage for me?
They work directly with customers and compare rates across Canada to find insurance coverage specific to your needs, ensuring fast, honest, and reliable expertise.
What are the business hours for Western Coast Insurance Services Ltd.?
The office is open Monday to Saturday from 9:00 AM to 5:00 PM, and closed on Sundays. Drivers Licensing services are available Monday to Saturday from 9:00 AM to 4:30 PM, with testing ending at 3:30 PM.
Does Western Coast Insurance offer pickup or delivery services?
No, Western Coast Insurance Services Ltd. does not offer pickup or delivery services.
Is proof of COVID-19 vaccination required to visit Western Coast Insurance?
No, proof of vaccination is not required to visit their office. They prioritize client experience and have implemented innovative methods to provide safe and efficient service.
Can I make an online appointment with Western Coast Insurance Services Ltd.?
Yes, they offer online appointments to provide convenient service options to their clients.
What payment options are accepted at Western Coast Insurance Services Ltd.?
They accept payment via check, contactless payment, MasterCard, and Visa.
Are there any nearby places where I can grab food before or after visiting Western Coast Insurance?
Yes, nearby options include Tim Hortons, McDonald's, Panago Pizza, A&W Canada, and The Mill Pizza and Grill, all within easy reach for a quick meal or coffee.
Where can I find nearby services for related needs like pharmacy or medical care near Western Coast Insurance?
Nearby places include I.D.A. - Island Pharmacy #8, Mill Bay Medical Centre, Mill Bay Dental Health and Implant Centre, and Mill Bay Pharmasave for pharmaceutical and health services.
Are there nearby financial services and government offices near Western Coast Insurance Services Ltd.?
Yes, The Exchange Network ATMs and the ICBC office are nearby, making it convenient for banking and vehicle insurance needs. Coast Capital Insurance Services Ltd. is also close for additional insurance services.