Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.5
82 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Duncan area, serving our Duncan community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
2749 Beverly St, Duncan, BC
V9L 6X2, Canada

Hours

Reviews

4.5
82 reviews
5 stars
66
4 stars
7
3 stars
0
2 stars
2
1 star
7
  • RE
    Rob Elias
    Oct 25, 2025
    5.0
    Most efficient way to renew insurance. Marley was very professional and easy to deal with! Made my insurance renewal super easy. Thanks Western Coast!!
  • TC
    Taytor Cat
    Oct 18, 2025
    5.0
    Wonderful service from Amy White. She made a difficult process so much easier with her warmth and kindness. Maarsii!
  • LE
    Linda Emerson
    Oct 16, 2025
    5.0
    Very friendly and helpful
  • KL
    kim laing
    Oct 13, 2025
    5.0
    My friendly, experienced insurance agent made renewing my auto insurance and choosing the best auto storage insurance policy a breeze
  • DK
    Dmitri K
    Oct 2, 2025
    1.0
    Extremely unprofessional. There was an incident with the house. It took them months to process a simple claim, because they could not find a contractor to asses the work. I took me less than a week to find one. Then they lost the reimbursement check and don't want to reissue one. I have been battling with them for months. And good luck if you trying to get any sort of information from them. It takes several emails, few phone calls/texts and weeks of time to get an answer to a simple question. Usually, all you get is "Someone will get back to you" and then silence.

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate. Read more at - https://westernfinancialgroup.ca/5-things-to-know-ICBC-Coverage-Occasional-Drivers