Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

4.8
88 reviews

About

Insurance BrokerBusiness Insurance ServiceAuto Insurance AgencyHome Insurance Agency
At Western Coast Insurance Services Ltd. | Home, Car & Business Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Coquitlam area, serving our Coquitlam community with straightforward advice, competitive pricing, and reliable service every step of the way.

Details

  • Requires appointmentNot available
  • Online appointmentsAvailable
  • Onsite servicesAvailable
  • Free parking lotAvailable

Location

Western Coast Insurance Services Ltd. | Home, Car & Business Insurance
1175 Johnson St, Coquitlam, BC
V3B 7K1, Canada

Hours

Reviews

4.8
88 reviews
5 stars
81
4 stars
4
3 stars
1
2 stars
0
1 star
2
  • TN
    Tina Nguyen
    Nov 6, 2025
    5.0
    Pavan made getting business insurance for my hair salon so easy! He explained everything clearly, made sure I understood my options, and got me the best price possible. The whole process was super smooth and stress-free. I really appreciated how helpful and efficient he was. I’d definitely recommend Pavan to anyone looking for business insurance!
  • VV
    Virk
    Nov 5, 2025
    5.0
    Pavan gave very good advice and helped me choose a plan that fits my needs. He explained to me in detail greater than what my current provider was willing to do. I will definitely be coming here with my renewals up with my current provider for my insurance needs. Thanks
  • BB
    Billy
    Nov 5, 2025
    5.0
    Worked with Pavan to inquire insurance for my condo in Surrey. He was very professional and gave me plenty of options. Would 100% recommend his service for anyone looking for insurance advice/services!! :D
  • CD
    Chaji Dosanjh
    Nov 3, 2025
    5.0
    Spoke with Pavan regarding condo insurance. He answered all my questions and was able to complete the insurance package in a timely manner.
  • SM
    Suchitra Margabandhu
    Nov 1, 2025
    5.0
    Western Coast Insurance Services has been our go to place for car insurance purposes. Ms. Celeste Cote is an excellent advisor who works at lightening speed and accuracy!! Since last 3 years we had great positive experience working with her and the company. Professional and courteous. Would definitely keep going back to them!!

Frequently Asked Questions About Western Coast Insurance Services Ltd. | Home, Car & Business Insurance

Does my ICBC insurance cover someone else driving my car?

Yes, your ICBC insurance will cover someone else driving your car, but ICBC requires that you list all potential drivers, whether secondary or occasional, on your policy. Once listed, these individuals are covered under your policy. There is also some coverage available for unlisted drivers, but it may be subject to a penalty. Be sure to classify a friend or family member as a secondary driver if you know that they will be driving your car during the policy term.

Would a second driver affect my premium?

In British Columbia, 75% of the rate is based on the primary driver’s driving record, with the other 25% based on the secondary driver with the lowest discount. Other secondary drivers can be listed on the policy but do not impact your rate.