At Western Financial Group Inc. - Red Deer Insurance, we’ve been helping Canadians protect what matters most for over 100 years. As Canada's Insurance Broker, we offer personalized coverage for Home Insurance, Car Insurance, Business Insurance, Farm Insurance, Life Insurance, and more. We compare rates from top insurers across Canada to find the best insurance coverage that fits your needs and budget. With over 1 million customers served nationwide, we’re a trusted insurance broker in the Red Deer area, serving our Red Deer community with straightforward advice, competitive pricing, and reliable service every step of the way.
Awful, do not get insurance here . Go to Acera instead , at least there won’t be hidden penalties for cancelling your policy “early “ because you sold a vehicle .
Will never go through this company again, and will advise others to stay away as well.
FC
Felipe Gusmão Chagas
Oct 21, 2025
1.0
AVOID the RD office. Failed to provide a quote in a timely manner. Did not provide a quote.
LZ
Leonid Zdessenko
Sep 17, 2025
5.0
How can you combine the incompatible? Pay less and get good coverage. Contact my insurance agent, Alycia Chambers and they'll do it for you. I'm talking about insuring a new car. Unfortunately, I didn't receive the same unique offer for insurance during my family's trip.
AP
Alfred Pabico
Sep 6, 2025
5.0
I'm so happy that there's also Western Financial Group here in Red Deer. I've been with them since 2023, after we moved from BC. I just want to extend my appreciation to Jennifer McCulley, for assisting me and ensuring that all of my queries are answered. Plain and simple, with no hidden charges whatsoever. After I sent her the documents she needed, the following day, I already received my insurance and registered my vehicle right away. Again, thank you, Jennifer, for a wonderful customer service experience, and I hope you can help more people.
KJ
Katelynn Jorgensen
Aug 30, 2025
1.0
Communication with them sucks. Will not be keeping policies with them when renewals come up. Been thrown around from person to person. Usually when I have someone’s contact info they’re gone soon after. No follow up to home insurance being placed with them. Have to contact them to request documents be sent.
Frequently Asked Questions About Western Financial Group Inc. - Red Deer Insurance
What do I need to know about mandatory insurance coverage?
In Alberta, basic automobile insurance, which includes accident benefits and third-party liability, is required by law.
It’s mandatory to have a minimum of $200,000 in insurance and accident benefits coverage. Any coverage beyond this considered to be optional auto insurance coverage. Decide if you want more than the minimum coverage and factor it into your budget.
Additional insurance coverage, such as collision and comprehensive, is not required by law.
All cars and trucks must have valid insurance and a vehicle registration certificate. As a first-time car owner, this is your responsibility.
Can I get any discounts as a first-time car owner?
Bundling your home and car insurance with the same insurance provider in Alberta can save you money and make things simpler with one bill per month.There can be discounts for vehicle safety features such as automatic braking and lane departure warning.
Can my driving history affect my car insurance rate?
How long have you been a licensed driver? Did you have an accident or get a speeding ticket? These are two factors that can affect your insurance rate as a first-time car owner.
What do I need to know about car insurance in Red Deer, Alberta?
In Alberta, basic automobile insurance, which includes accident benefits and third-party liability, is required by law.
It’s mandatory to have a minimum of $200,000 in insurance and accident benefits coverage. Any coverage beyond this considered to be optional car insurance coverage. Decide if you want more than the minimum coverage and factor it into your budget.
Additional insurance coverage, such as collision and comprehensive, is not required by law.
All cars and trucks must have valid insurance and a vehicle registration certificate. As a first-time car owner, this is your responsibility.
What do I need to know about home insurance in Red Deer, Alberta?
Home insurance is not mandatory in Alberta, but if you have a mortgage your lender will likely require you to have an insurance policy.
Alberta can have severe weather at times like tornadoes, wildfires, and hailstorms. Home insurance typically helps protect when these severe weather events happen.
Without home insurance, you’ll be responsible for paying out of pocket for damages to your home and detached structures like your shed or garage.
Home insurance also covers your personal belongings and helps protect you should someone get injured at your home.
What does an insurance broker do? Why should I work with a broker?
Insurance brokers find the best insurance package at the right price.
Our Insurance Brokers save you time and stress by hand-selecting the best insurance quotes across different providers to match your specific needs. After sourcing the top quotes, we will help you compare them, ensure you understand the terms and conditions, and select the right policy.
Whether you want to protect your home, business, farm, or vehicle, working with an insurance broker is a smart move. Navigating all the insurance options out there can be tricky and time-consuming on your own. We make sure you get great rates and a service guarantee to safeguard your best interests!
What types of insurance products does Western Financial Group Inc. - Red Deer Insurance offer?
They offer Home Insurance, Car Insurance, Life Insurance, Farm Insurance, Business Insurance, Renter’s Insurance, and more.
How does Western Financial Group help me find the right insurance?
Their nationally licensed experts compare rates across Canada to find insurance tailored to your specific needs with fast, honest, and reliable expertise.
What are the business hours for Western Financial Group Inc. - Red Deer Insurance?
They are open Monday to Friday from 8:30 AM to 5:00 PM and closed on weekends.
Does Western Financial Group require appointments for service?
No, they do not require appointments but do offer online appointments for convenience.
Are there any discounts for first-time car owners on insurance?
Yes, bundling home and car insurance can save money, and discounts may be available for vehicle safety features like automatic braking and lane departure warning.
How does my driving history affect my car insurance rate?
Factors like how long you've been licensed and any accidents or speeding tickets can influence your insurance rate as a first-time car owner.
What nearby healthcare and wellness options are close to Western Financial Group in Red Deer?
Nearby wellness locations include Massage Addict Red Deer Bower and Pursuit Physiotherapy, which customers might visit before or after their insurance consultation.
Are there educational institutions near Western Financial Group that customers might find useful?
Yes, Digital School Technical Design College and Academy of Learning Career College - Red Deer are close by, offering educational resources for career development.
What are some dining options near Western Financial Group in Red Deer?
Mary Brown's and Fat Bastard Burrito are nearby restaurants where customers can enjoy a meal before or after visiting the insurance office.
Does Western Financial Group serve the Red Deer area and surrounding regions?
Yes, they serve customers in Red Deer, Alberta, and across the Canadian region of Alberta.