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Visit our Aaron's store located at 1143 Mohawk St, , Utica, NY, to shop the latest deals on rent to own furniture, washers & dryers, refrigerators, TVs, mattresses, and more with affordable monthly payments. It's Black Friday all month long at Aaron's! From October 31 to November 30, 2025, check out our deals—including 7 products under $70 a month, plus up to 20% off some of our most popular items. Renting to own with Aaron's is a budget-friendly way to make your space feel like home. Even if your credit isn't the best, Aaron's offers approvals when other stores won't. Renting to own is not credit, and when you rent to own, you avoid large upfront payments by making affordable monthly payments instead. On most products, you can choose a lease ownership plan of 12 months, 18 months, or even 24 months. We want you to choose the best lease ownership plan for you.
Details
- DeliveryAvailable
- Credit cardAvailable
- DebitAvailable
- Cash onlyAvailable
Location
Hours
Reviews
3.5
73 reviews
5 stars
32
4 stars
13
3 stars
7
2 stars
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1 star
18
- PDPaula DhayerOct 1, 20251.0Place is a joke. Because I WORK and I didn't answer my phone, (mind you, they never left a message on my voicemail) when they tried calling they cancelled my lease and returned my money which was paid ahead. Wouldn't recommend going through them unless you are unemployed and living on welfare. Go through Rent a Center if you are smart
- PTPaula ThompsonAug 15, 20251.0I rented a king size bedroom set I have only gotten the headboard it's been over a week and still waiting on the rest but no one at the Utica store knows anything I got a call last week that said I was 10 days late on my payment but I only had it 3 days I will be sending my headboard back since I cant get the rest of my stuff I will go somewhere else were I can get what I'm saying for
- AMAndrea MaroAug 14, 20251.0I bought a bed from here, not once was i late on my automatic payment. One week my card got lost so while I was waiting for a new one I called them and told them i would have to pay a few days late. They told me I had to drive to their location (45 min from me) to give them $7 cash instead of giving me a 3 day grace period , they fined me a $25 late fee. Talked to a corporate manager and they said that was unacceptable for a first time. Too bad, cause I was planning on refurnishing my place but I will never do business with this place again. Corporate management was very helpful however :)
- TSTodd ScaliseAug 4, 20251.0Rented me a chair that’s been repaired and currently broken again still making me pay for it and won’t make right because the chair is discontinued
- BDBrandi DicksonAug 2, 20251.0I outright purchased a 25,000 btu AC then when i get home and get it installed and everything. I scanned the QR code to register the AC only to discover it was a 8,000 btu AC!! I tried to call and get the one I paid for but it was already sold and they had no more in stock. So upsetting , not to mention I purchased a used gas stove and when I called about picking it up no one could find it. Only to find out that it was also sold. So now i am out that money and NO stove!
Frequently Asked Questions About Aaron's
How does lease to own work at Aarons?
Leasing to own from Aaron’s can be a great way to get what you want right now. We offer a simple lease program where you make periodic renewal payments, and if you make all of the lease renewal payments or complete an early purchase option, you will own the merchandise. Leasing is a convenient way to get the items you want without a big upfront payment, using credit, or making a long-term commitment. Aaron’s offers a great selection of name brand products, with affordable payments and flexible choices on how to own your merchandise. Aaron’s provides a rental purchase agreement, lease purchase agreement, consumer rental purchase agreement, rent to own agreement, lease agreement with an option to purchase, or lease as applicable by state. It is not a loan, credit, or financing. While no credit history is required for Aaron’s different digital approval processes, we do obtain information from consumer reporting agencies in connection with your lease application.You will not own the leased merchandise or acquire ownership rights unless you make all your lease renewal payments or exercise an early purchase option. Not all applicants are approved.
What is the process? How do I get started?
Complete an application online at Aarons.com if you would like to shop and lease online, or, if you prefer to shop in store, you can either complete an application in the store or at apply.aarons.com to determine your in-store Leasing Power™ before visiting the store.
What do I need to apply?
When you apply online at Aarons.com you may be asked for the following:
• Name and contact information (address/phone)
• Residence information
• SSN
• Government issued ID
• Income information
• References contact information, if applicable
To apply in-store or find out your in-store Leasing Power™ at apply.aarons.com you may be asked for the following:
• Name and contact information (address/phone)
• SSN
• Government issued ID
• Income information
• Residence Information
• References contact information, if applicable
How long will it take for my item to arrive?
Delivery times vary based on the merchandise selected. The expected delivery time will be displayed during the checkout process. If you have already completed your order, you can find the expected delivery time on the "Aaron's Order Confirmation email".
How will my merchandise be delivered?
Your local store will call you to schedule your free delivery of your merchandise at a time that’s convenient for you.
Can I track the delivery of my item?
After completing your order, we will send you a confirmation email titled "Aaron's Order Confirmation". At the top of that email is a blue "Track Order" button. If you have additional questions, please contact us at 1-888-333-3785.
Will Aaron’s move my merchandise?
Yes! While you are leasing from Aaron’s we will move your merchandise for you provided you are moving within 15 miles of your current residence.
What forms of payment do you accept?
Aaron's accepts cash, checks, money orders, and all major credit cards at most locations.
How does Aaron's Low Price Guarantee work?
If you are ever shopping and see that one of our local competitors has a lease to own deal that's lower than Aaron's, we'll be happy to offer our Low Price Guarantee. Our Low Price Guarantee promises that we'll meet or beat any local rent to own competitor's advertised total cost of lease ownership on the same item or we'll give you $100 in cash! †
What is meant by “no credit needed?”
“No Credit Needed” means that you don’t necessarily need to have any established credit history to be approved for a lease. We do check credit sources; however, we look at many other data points to make a final decision, and we regularly approve customers that other stores won’t, including customers with less than perfect credit or very little credit history.
Do I have to have a local store?
Yes, online leasing is not available in all areas. Your delivery address must be within 30 miles of a participating Aaron's store. To find your local store, please visit our Store Locator. Unfortunately, there are a few areas that we are unable to service. We rely on our stores to make your leasing experience personal and reliable. If there is not a store in your area, we could not provide the red-carpet service that you deserve.
What is Aaron's return policy?
Once your item has been delivered, you can contact your local store to schedule a time for return or pick-up as stated in your agreement. However, you will not receive a refund. But don’t forget about our lifetime reinstatement benefit; you can restart your lease anytime you like on the same or comparable value merchandise (excludes lawn equipment). See a store associate for complete details.
What is Aaron’s EZPay?
EZPay is an automatic payment system where your renewal payment is automatically paid each month, on the date you select, using your debit or credit card, so you never have to worry about missing a payment again. See your local store to sign up.
What is Aaron’s Club?
Aaron's Club is a convenient membership program that protects your lease and gives you great discounts on restaurants, shopping, health and wellness programs and more! Learn more here.
What lease ownership plans does Aaron's offer for rent-to-own products?
Aaron's offers lease ownership plans of 12, 18, or 24 months allowing you to choose the best option for your budget.
How can I apply for a rent-to-own lease at Aaron's?
You can apply online at Aarons.com or complete an application in-store or at apply.aarons.com to determine your in-store Leasing Power™ before visiting the store.
What information is required to apply for a lease at Aaron's?
You'll need your name, contact details, Social Security Number, government-issued ID, residence and income information, and references when applicable.
Does Aaron's offer delivery services for purchased items?
Yes, your local store will schedule free delivery of your merchandise at a time convenient for you, including same-day delivery options.
Can I pick up my merchandise from Aaron's store?
Yes, Aaron's provides in-store pickup and curbside pickup services for your convenience.
What payment methods does Aaron's accept?
Aaron's accepts cash, checks, money orders, and all major credit and debit cards at most locations.
What are Aaron's store hours in Utica, NY?
The store is open Monday to Thursday from 10:00 AM to 7:00 PM, Friday from 10:00 AM to 8:00 PM, Saturday from 10:00 AM to 6:00 PM, and closed on Sundays.
How does Aaron's Low Price Guarantee work?
If a local competitor has a lower lease-to-own deal, Aaron's will meet or beat the price or give you $100 cash.
What nearby dining options are available around Aaron's Utica store?
Nearby you can visit Cafe Hummus, Subway, Dunkin', Aroma Cafe, Vivid Cafe, 44 Bar and Grill, Al-Madina Halal Restaurant, Krispy Krunchy Chicken, Little Italy Imports, Mohawk Deli & Grill for a variety of food and beverages.
Are there nearby financial services near Aaron's store for convenient transactions?
Yes, The Exchange Network ATM and Western Union money transfer services are nearby to assist with financial needs during your visit.
Where can I find additional shopping options near Aaron's in Utica?
Nearby stores include Citi Trends for clothing and fashion accessories, Fallas for clothing, Dollar General for discount goods, and the Total Wireless Store for mobile phone needs.