Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, check their balance, or pay a credit card bill. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
My experience at this café was quite pleasant. It had a very nice, clean atmosphere, and the service was good.
Although they do not have a wide menu to choose from, the few things they offer are visually appealing and made with fresh ingredients. This sandwich—it's the one with avocado—was delicious, and the hot chocolate was very good as well.
In addition to that, I was able to consult some accounts at Capital One and get help with what I needed to know about my account. I was able to enjoy a pleasant time there.
AS
Allan Sidell
Nov 3, 2025
5.0
Excellent experience an very friendly staff.
MP
MJ Pia
Oct 21, 2025
5.0
Imagine my surprise when I came across the Capital One Café and the sign that said half off drinks if you have a Capital One card! Sold! I was able to get a delicious latte for my drive home. The lovely employees were super nice. There are several positively-worded signs in case you have any questions Capital One services.
LG
Lary Galeano
Oct 3, 2025
5.0
My husband and I were welcomed by Mai. I applied for a credit card and all the steps and questions were answered. She was very kind and smiling. She gave us two coffees, which was great. Thank you for a wonderful experience! :)
AR
Ayvan Rewan
Sep 29, 2025
1.0
The main problem with this coffee shop is the employees. They don't care about the customers. My girlfriend and I waited in front of the cash register for about five minutes without anyone saying a word. The two employees simply went about their business, ignoring us. In the end, we simply went to the Starbucks across the street, where the employees are much more polite and welcoming.
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café?
A Capital One Café combines a bank and café in one welcoming space offering everyday banking, in-person Ambassador support, handcrafted Verve Coffee Roasters beverages, free WiFi, cozy seating, and free financial events. Everyone's welcome, whether you bank with them or not.
Can I visit the Capital One Café if I'm not a customer?
Yes, everyone is welcome to visit Capital One Café to enjoy coffee, relax, and participate in financial and social events, regardless of whether they bank with Capital One.
Will Capital One Café Ambassadors try to sell me products?
No, Café Ambassadors provide support and answer questions without trying to sell products, ensuring a sales-free environment.
What services are available at the Capital One Café in Short Pump?
Services include everyday banking support, self-service options, fee-free ATMs for Capital One customers, handcrafted coffee and food from Verve Coffee Roasters, free WiFi, comfortable seating, and free financial workshops and events.
What food and beverages can I find at the Capital One Café?
The Café offers handcrafted coffee, teas, espresso drinks, a full food menu with breakfast, lunch, snacks, small plates, pastries, and prepared food—all available for dine-in or takeout.
Are there any perks for Capital One customers at the Café?
Yes, Capital One customers get 50% off handcrafted beverages daily when paying with a Capital One or Discover card and can reserve semi-private nooks for working within the Café.
What are the Capital One Café's operating hours in Short Pump?
The Café is open Monday through Saturday from 10:00 AM to 8:00 PM, and Sundays from 11:00 AM to 6:00 PM.
How can I get to Capital One Café if I'm visiting nearby stores like ALEX AND ANI or Saucony?
Capital One Café is located nearby ALEX AND ANI and Saucony, making it convenient to stop by for banking or coffee before or after shopping at these popular stores in Short Pump.
What nearby shopping options are available around Capital One Café in Short Pump?
Nearby shopping includes jewelry at ALEX AND ANI, footwear at Saucony and Chacos, furniture at Lovesac, clothing at Buckle and Soft Surroundings, and specialty stores like Godiva Chocolatier and Francesca's Collection.
Are there entertainment options close to Capital One Café in Short Pump?
Yes, visitors can enjoy the Funny Bone Comedy Club nearby, which offers comedy shows and dining, a great choice for entertainment before or after visiting the Café.