Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, check their balance, or pay a credit card bill. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
I didn't want to like this place because of randomly hating on greedy capitists and all but it's actually very nice. Kinda both the nicest bank and cafe you're likely to come across... And the coffee drinks are half price for card holders. There's not really anything bad I can say.
DM
Damla Matsui
Nov 17, 2025
5.0
I discovered this place late because it’s rate wasn’t high enough to attract me. But i live it here now!!
Can you recommend another place in Richmond that is open until 7:00 PM, located in a central area like Carytown, has lots of seating, serves delicious coffee, matcha, and tea, and offers a 50% discount on drinks if you have a Capital One credit card? I couldn't find another place.
CC
chuck
Oct 26, 2025
5.0
A great place to get a coffee. We frequently stop here, nice place with friendly staff and very clean.
PB
Paul Brookes
Oct 6, 2025
1.0
Capital One should be ashamed of themselves and stop advertising banking services at the Cafe. It's ATM service plain and simple! The "bank employees" are just retail service guides.
After stepping in today to make a cash deposit only to be told that the machines are full and that I could" just go to CVS," I may just close my account!
Depositing through CVS or Walgreens is through a 3rd party processor! That's not secure banking and a recipe for disaster, identity and financial theft.
It's false advertising, in my humble opinion and want an explanation why I can't get service at your "Bank!" Why did I have to waste so much time (time is my money) going to your physical location, in Carytown ( not exactly the easiest place to find parking) just to be told NO!
I already chose to open my business accounts with another bank because you made it so difficult to open them with you. Why would anyone want to stay and build with an organization ( in your corporate hometown I might add) that has no true customer service! Customer Service Fail!
WB
William Brothers
Sep 16, 2025
5.0
Great place to relax and enjoy the coffee or lattes. Have attended some training sessions with the organization I work with. Excellent staff, friendly, helpful, always greeting everyone with a friendly smile.
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café?
A Capital One Café is a combined bank and café space offering everyday banking, in-person support from Ambassadors, handcrafted beverages from Verve Coffee Roasters, free WiFi, comfortable seating, and financial events. Everyone is welcome, whether they bank with Capital One or not.
Can I visit the Capital One Café if I am not a bank customer?
Yes, everyone is welcome to enjoy coffee, relax, and attend financial or social events at any Capital One Café location, regardless of banking status.
Are there food options available at the Capital One Café?
Yes, the Café serves a variety of food including breakfast, lunch, snacks, and to-go items alongside craft coffee and teas from Verve Coffee Roasters.
What banking services can I access in the Capital One Café?
You can do everyday banking through self-service, get in-person assistance from Ambassadors, use fee-free ATMs for deposits and payments, replace or lock debit cards, update account info, and open accounts in a low-pressure environment.
Do Capital One customers receive any special perks at the Café?
Yes, Capital One customers get 50% off handcrafted beverages daily when paying with a Capital One debit or credit card, and can reserve semi-private nooks for work or meetings.
Are there ATMs available at the Capital One Café?
Yes, self-service ATMs are available that are fee-free for Capital One customers to deposit cash/checks, withdraw cash, pay credit card bills, and more. Non-customers can use the ATMs for a small fee.
Can I reserve a workspace at the Capital One Café?
Account holders aged 18 or older can reserve private nooks either at the Café by scanning QR codes or through the Capital One mobile app to enjoy semi-private workspaces with tables and outlets.
What are the hours of operation for the Capital One Café at 2933 W Cary St, Richmond?
The Café is open Monday, Tuesday, Thursday, Friday, and Saturday from 8:00 AM to 7:00 PM; Wednesday from 1:00 PM to 7:00 PM; and Sunday from 9:00 AM to 4:00 PM.
What nearby places can I visit before or after my visit to the Capital One Café in Carytown?
Nearby you can explore local spots like Don't Look Back taco restaurant, Peet's Coffee and Tea, Secco Wine Bar, Carytown Books bookstore, and Roberto's Italian Bistro, offering options for dining, coffee, shopping, and entertainment.
How can nearby transit and local stores in Carytown help me access the Capital One Café?
Nearby attractions like the Capital One ATM and other cafes such as Sugar and Twine provide convenient access points, while local businesses and stores in Carytown make it easy to combine banking or coffee with shopping and dining experiences.