Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, or check their balance. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
I came to CapitalOne Cafe as I’ve been banking with CapitalOne for about a year now and had this coupon for a free coffee and since I was close decided to stop by and use it. The skinny African American girl at the register was dismissive. I told her I had a coupon for a free coffee she scanned it and said I’ll call you when ready. I wanted to order an avocado toast but felt so dismissed and rushed I just said okay. I got my coffee and left. Why did she assume i just wanted the free coffee? I ended up stopping at a gas station and got me a piece of sweet bread to eat with my coffee but I really wanted to eat and drink there.
SM
SUROJ MISHRA
Dec 15, 2025
5.0
First time here at Capital One Cafe this morning here at Houston. So nice environment very nice happy barista from Verve Coffee here, Stephanie. She welcomed and explained about Capital One Cafe. Thank you so much. And on the top of this I got 50% discounts on my Latte because of CapitalOne customer :)). Thank you Capital One and thank you Verve with great Coffee & great Barista !!!. I recommend this place if you are around this area.
NN
ngoc nguyen
Nov 28, 2025
5.0
Oh my gosh they are so helpful and sweet here. It's not a real bank branch but you can do all the basics here and it's love!
AA
April Adesida
Nov 14, 2025
5.0
The Capitol One Cafe is a nice place to stop to have a coffee (hot and cold) , they also serve food items , there is seating available with free wifi and area to connect your devices also , there aren't tellers at this location but there are friendly employees there to assist if needed , a ATM is inside and 2 on the outside for money transactions
CM
Claudia Morales
Oct 23, 2025
5.0
As soon as I walked in, I was approached by someone asking if I needed help. I told her I was there for the cafe (thought the only one in the area was the one in Galleria). She went on to tell me the cafe has been there almost one year, I had no idea! She was so friendly and told me what banking services they offer. I already knew it wasn't a full bank but it was good to know what they can do. My iced caramel latte was good! (half off drinks for Capital One cardholders is a plus) I got my kids some pastries too. They played the games there while we waited for our food. I'd be a regular here if it was closer to me. I really love the vibes and staff 🙂
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café and what can I expect there?
A Capital One Café combines banking and café experiences offering everyday banking support, handcrafted beverages from Verve Coffee Roasters, free WiFi, and comfortable seating. It's a welcoming space for all, regardless of banking status, with financial events and workshops available.
Can I visit the Capital One Café if I’m not a Capital One customer?
Yes, everyone is welcome at the Capital One Café to enjoy coffee, the cozy environment, and community events regardless of whether you bank with Capital One.
Does the Capital One Café offer food along with coffee?
Yes, the Café features a full food menu with breakfast, lunch, snacks, and to-go items alongside crafted coffee, teas, and other beverages.
Are there ATMs available at the Capital One Café, and can I use them without fees?
Yes, all Cafés have self-service ATMs that are fee-free for Capital One Checking account holders for deposits, withdrawals, and credit card payments. Non-customers can also use them for a small fee.
Can I open a bank account at the Capital One Café?
Yes, you can open an account via self-service options available at the Café, with help from Café Ambassadors if needed.
What perks do Capital One customers receive at the Gulfgate Center Capital One Café?
Capital One customers get 50% off handcrafted beverages daily when paying with a Capital One debit or credit card and can reserve semi-private work nooks available in most Cafés.
What are the operating hours of the Capital One Café at Gulfgate Center Mall?
The Café is open Monday through Friday from 8:00 AM to 6:00 PM, and on weekends from 9:00 AM to 5:00 PM.
Which nearby places can I visit after banking at Capital One Café at Gulfgate Center?
Nearby you can visit Lovett Dental for dental services, Gulfgate Court for shopping shoes and appliances, or enjoy a meal at Son Nam Vietnamese Restaurant and Osaka Hibachi Restaurant.
How can the nearby HEB grocery store complement my visit to the Capital One Café?
After handling banking or enjoying coffee at the Café, you can conveniently shop for groceries and essentials at nearby HEB located within Gulfgate Center Mall, making errands efficient.
What entertainment or snack options are available near the Capital One Café at Gulfgate Center?
Nearby options include Game Stop for gaming and entertainment, Menchie's frozen yoghurt shop for a sweet treat, and Jersey Mike's Subs or Wendy's for quick meals.