Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, check their balance, or pay a credit card bill. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
Staff was SO accommodating & kind & helpful. Even had homemade syrups! This is my new favorite place for coffee- everyone that worked there was truly exceptional and went the extra mile and made us feel so welcomed. I’m actually happier I have this credit card just because of this café. THANK YOU for an exceptional experience!!
TT
Tracey
Nov 10, 2025
1.0
Went here for hot chocolate, and got watered down hot chocolate with milk. Hardly any chocolate, mainly water and milk, horrible!
EU
e_ urydece
Nov 10, 2025
2.0
It was the first time coming into this Cafe and ordered 2 hot chocolates. The cashier was friendly and staff was friendly, and I was informed that they were out of whole milk so I chose Almond Milk.
It seemed like it took forever to get our hot chocolate with it not being busy at with just one person ahead of me.
Our hot chocolate was very watered down tasting, like there was hardly no hot chocolate in at all, just seemed like water and milk.
So I'm a bit disappointed because I thought a simple hot chocolate would taste good.
Lastly, I would recommend letting the customer know that if your out hot chocolate so that I could have ordered another drink.
SS
Sam
Nov 6, 2025
3.0
Smoothie was delicious and people there were friendly and efficient! But this is a comically insane portion for $9
Atmosphere is full of neutral fluorescent lights, or lights with the same energy as fluorescents. Decent internet and lots of outlets. Good enough to get work done in a pinch but would definitely be a last choice option as far as cafe’s go in my opinon.
DO
David Ogletree
Oct 27, 2025
5.0
Service was great and great discounts for card holders.
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café?
A Capital One Café combines banking and café services in a welcoming space with Ambassadors for support and handcrafted beverages from Verve Coffee Roasters. It offers free WiFi, comfortable seating, extended hours at many locations, and free financial events. Everyone is welcome whether they bank with Capital One or not.
Can I visit the Capital One Café if I am not a Capital One customer?
Yes, everyone is welcome to visit the Capital One Café to enjoy coffee, relax, or attend free financial and social events, regardless of whether they bank with Capital One.
Do Capital One Cafés have food options or just coffee?
Capital One Cafés serve a variety of food including breakfast, lunch, snacks, and to-go items alongside handcrafted coffee, teas, and other beverages from Verve Coffee Roasters.
What banking services can I access at the Capital One Café?
You can get in-person support from Ambassadors for everyday banking including opening accounts, managing cards, using fee-free ATMs for deposits and withdrawals, and account updates in a no-pressure environment.
Are there ATMs available at the Capital One Café?
Yes, self-service ATMs are available at all Capital One Cafés and are fee-free for Capital One Checking account holders for transactions like cash withdrawal, check deposit, balance inquiry, and credit card payments.
Can Capital One account holders reserve private spaces at the Café?
Yes, customers 18 and older can reserve semi-private nooks with tables and outlets via scanning a QR code in the Café or through the Capital One mobile app.
What are the opening hours of the Capital One Café in Houston?
The Café is open Monday through Thursday from 10:00 AM to 8:00 PM, Friday and Saturday from 9:00 AM to 9:00 PM, and Sunday from 11:00 AM to 7:00 PM.
What nearby shopping options are available around the Capital One Café in Houston Galleria?
Near the Capital One Café, you can explore several retail stores such as Express, Christian Louboutin Houston Galleria, Loro Piana, Tillys, Aerie & OFFLINE, and Urban Outfitters for clothing and fashion accessories.
Which dining options are close to the Capital One Café that I can visit before or after my visit?
Nearby dining options include Daily Grill for American cuisine, Chili's Grill & Bar for Mexican and pub-style food, and Auntie Anne's for quick snacks and bakery items.
Are there any interesting attractions near the Capital One Café for visitors to explore?
Yes, the Museum of Illusions Houston is nearby, offering a unique and fun experience that visitors can enjoy before or after their time at the Café.