Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, or check their balance. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
Ed was fantastic! Helped us with coffee options despite there being a line and a fairly busy day. Went above and beyond and truly appreciated his hospitality at our first time here.
RR
Ryan
2 days ago
3.0
This is an okay place for a coffee and for work.
The coffee can be very good, but a disconnect between the cashier and the barista often leads to imperfect coffee specifications.
When the place is quiet, it is an excellent place to work because there is plenty of seating and outlets. However, there are many non-paying customers at any given point that come in off the street and and take up tables/chairs for hours without making any purchases. When the place is packed and there is no where to sit, it becomes frustrating that the employees do not do enough to police these campers for the sake of their paying customers.
JM
Jennie M
3 days ago
5.0
Good customer service and good drinks. The ambassadors are helpful and even sometimes pay for my drink after answering my account questions. This cafe is a nice place to sit down and chill or get some work done.
AN
Aniko Norris
Dec 9, 2025
5.0
I would like to thank Jessie for such a wonderful experience. She went above and beyond, from the time I arrived until the time I left the cafe. She was such a joy to be around. Star quality service. Keep it up, Capital One!
MK
Mi-hee Kim
Dec 2, 2025
1.0
I opened a Capital One bank account using my correct Social Security information, and the account was approved with no issue. Later, Capital One suddenly restricted my account because the name on my driver’s license is different from the name the IRS has on file for my Social Security number.
Even after I provided government-issued proof of U.S. citizenship and my social information. Now Capital One asked me to change my account name to my old legal name — the outdated name on my current ID — which would have caused me illegal actions with the IRS. Their customer service stuff absolutely doesn’t understand what the issue is.
Right now, my money is restricted even though my identity is legitimate, and this issue should have been detected before the account was ever approved. Capital One had proved the worst banking experience.
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café?
A Capital One Café is a combined bank and café offering everyday banking services, in-person support, handcrafted beverages from Verve Coffee Roasters, free WiFi, and comfortable seating. It also hosts free financial events and workshops. Everyone is welcome, whether you bank with Capital One or not.
Can anyone visit the Capital One Café even if they aren't a bank customer?
Yes, everyone is welcome to visit the Capital One Café to enjoy coffee, relax, and attend community financial and social events regardless of whether they bank with Capital One.
What types of food and drinks are offered at the Capital One Café?
The Café serves a variety of beverages including craft coffee, espresso, teas, and more from Verve Coffee Roasters, along with breakfast, lunch, snacks, pastries, and to-go items.
What banking services are available at the Capital One Café?
At the Café, you can get in-person support from Ambassadors, use self-service options for everyday banking, access fee-free Capital One ATMs, open accounts, replace or activate debit cards, manage payments, update account information, and receive sign-in support.
Are there any special perks for Capital One customers at the Café?
Yes. Capital One customers can get 50% off handcrafted beverages when paying with a Capital One debit or credit card and can reserve semi-private workspace nooks in most Cafés.
What are the Capital One Café operating hours?
The Café is open Monday to Friday from 7:00 AM to 7:00 PM, Saturday from 8:00 AM to 7:00 PM, and Sunday from 9:00 AM to 5:00 PM.
Does the Capital One Café offer free WiFi and comfortable seating?
Yes, the Café provides free WiFi and cozy seating areas suitable for working, meetings, or relaxing.
Can Capital One account holders reserve private workspaces at the Café?
Yes, account holders aged 18+ can reserve semi-private nooks at the Café either in person by scanning the QR code on the nook door or via the Capital One mobile app.
What are some nearby places to visit before or after my visit to the Capital One Café in Rittenhouse?
Nearby you can find Peet's Coffee and Tea for additional coffee options, The Latham Hotel for accommodation, and Urban Outfitters for shopping. These places offer convenient options to complement your visit to the Café.
How can nearby transit or parking options help customers visiting the Capital One Café?
Customers can use Central Parking located nearby for convenient parking options when visiting the Café, making it easier to access banking and café services in the Rittenhouse area.
Are there fitness or wellness centers near the Capital One Café for visitors interested in a healthy lifestyle?
Yes, nearby fitness options include Physique 57 Philadelphia and YogaSix Rittenhouse, allowing customers to combine their Café visit with a workout or wellness session.