Business Details
About
Coffee ShopBankATMCapital One
Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, or check their balance. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
Details
- Dine-inAvailable
- DeliveryNot available
- TakeoutAvailable
- DebitAvailable
Location
Hours
Reviews
4.0
234 reviews
5 stars
147
4 stars
23
3 stars
13
2 stars
16
1 star
35
- AKAnita Kohli4 days ago1.0Tried to use a VALID coupon, but they stated it was old. The old coupons do not show up with a barcode and shows valid till April 2026. Then asked me to get off the long line to solve the issue. For someone who’s trying to get to work- not really sure why I would take that as an option. Go somewhere else..
- CSCAROLINE SOMMERSDec 30, 20253.0Very disappointing experience here. Paid almost $9.00 for a coffee and had the audacity to expect it to actually be good. First of all, I ordered it to stay and it was served in a paper cup. Strike one. It was way too hot, strike two. And bitter for a flavored drink. Strike three. (A latte is supposed to be frothy. See photo and note the way my coffee looked by the time I was halfway through. Like a regular cup of coffee, not a latte. And yes folks, I drank it all - because .. $9.00.) Bonus strike four — not Capital One’s fault - an incredibly rude customer who came in after me and almost spilled coffee on a manila envelope full of legal papers on my table. When I asked him to be careful, he had the nerve to tell me “It’s not YOUR table, it’s Capital One’s table.” My blood is still BOILING - even hotter than Capital One’s coffee. Hey Capital One: I want a refund!! Or at least a coupon for a free coffee. Sheesh.
- VEVan Ness EDec 29, 20251.0I go here frequently after a night shift. Cortado is nicely done (weekends) but not today on a Monday. The cashier said they can do a flat white and so I took the offer. She told the barista and when I got it, it was an 8oz of “flat” latte. No foam. If she was aiming for cappuccino it is also not it. So I bought a cortado and a different barista made it. Eh. Decent ratio but The milk was cold. Quality definitely not present today. Best to get them on the weekend, different group in the morning. Quite disappointing, back to back.
- WOW ODec 29, 20252.0Very slow service. I came in at 7:30 and there was hardly anyone in the store, but it still took ages to get my cappuccino. They need more baristas staffed (they have 2 machines but were only using one) or they need to train the baristas to move faster. I won't be coming back.
- JLJeff L.Dec 13, 20255.0I always thought it was odd or silly that a bank had a cafe so never really bothered to explore it. Today, I needed an ATM and wandered into this Capital One Cafe (note that I was not a Capital One customer when I walked in!). OMG! What a comfortable and spacious and clean space! I asked one of the people working there (her name was Camilla) about whether I needed to be a customer to hang out there - and she said no - but customers do get to reserve the private nooks. What??? There are private nooks? Ok, time to sign up for a new Capital One Checking account - which I did with the awesome help of Edgar. What an amazing discovery and I look forward to going back again and again to this one and the others around the city.
Frequently Asked Questions About Capital One Café
What is a Capital One Café?
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café?
A Capital One Café is a welcoming space that combines everyday banking services with a café experience, offering handcrafted beverages, free WiFi, comfortable seating, and financial support through Ambassadors and free events.
Can I visit the Capital One Café if I'm not a bank customer?
Yes, everyone is welcome to come in for coffee, relax, and enjoy the community space and events regardless of whether you bank with Capital One.
Are salespeople trying to sell me products at the Capital One Café?
No, Café Ambassadors are there to support you, not to sell. They provide a no-pressure environment and answer any questions you might have.
What services can I access at the Capital One Café?
You can get in-person support for banking questions, open accounts, enjoy handcrafted beverages, eat from the all-day food menu, and attend free financial literacy events.
Does the Capital One Café offer food and beverages?
Yes, they serve a variety of food including breakfast, lunch, snacks, and pastries, along with craft coffee, teas, and other beverages from Verve Coffee Roasters.
Do Capital One Customers receive any perks at the Café?
Yes, customers get 50% off handcrafted beverages every day when paying with a Capital One debit or credit card, and can reserve semi-private nooks for work or meetings.
Can I open a bank account at the Capital One Café?
Yes, you can apply to open an account through self-service options at the Café with assistance from Café Ambassadors.
What banking transactions can I complete at the Capital One Café?
You can perform everyday banking like cash deposits and withdrawals, credit card payments, debit card management, account updates, and more with the help of self-service options and Ambassadors.
How is the Capital One Café located at 731 Lexington Ave accessible via public transit?
The Café is near the MTA Lexington Av / 59 St train station (serving lines 4, 5, 6, N, Q, R) and the 7Bus LI Outbound - E. 59th St bus stop, making it easy for customers to visit using public transportation.
What nearby shopping options are available around the Capital One Café at 59th & Lexington?
Shoppers can explore a variety of nearby stores including H&M, Louis Vuitton boutique, Swarovski jewelry store, the Container Store, and Bloomingdale's for clothing, accessories, and home goods before or after visiting the Café.
Are there popular dining or coffee spots near the Capital One Café at 731 Lexington Ave?
Besides the Capital One Café itself, nearby options include Starbucks and Fusia Asian Cuisine, allowing customers to choose from additional coffee or dining experiences in the area.