Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, check their balance, or pay a credit card bill. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
this place is awesome ✨ Amy is the beeeeest!! 💗 the overall service and atmosphere is very nice. me & my partner went for a financial service, and also got some amazing drinks ☕️🧋
MR
Mariam Rehman
Nov 5, 2025
5.0
I don't have a Capitol One card but I love stopping by this coffee shop whenever I'm at the mall because the coffee is so delicious! I've tried their seasonal pumpkin latte as well as their signature honey lavender latte - both iced, both so tasty! They are just the right amount of sweetness and I love the coffee beans used from Verve Coffee Roasters.
The nice thing is that if you are a Capitol One or Discover card holder, you get a discount on their drinks. I'm sure it would be a huge perk if you had one because the prices are already pretty decent for coffee without the card.
The space is clean and modern looking throughout the whole cafe. I wasn't pressured to get a card or anything like that and I'm always greeted warmly when I enter the store. Sometimes during the weekday, the service is slightly slower but it's not too bad.
There are rooms that are available if you want to study or have a meeting or something. I'm not sure if they have to be booked in advance or are first come, first served. But I'm sure it would come in handy!
AV
Alex Del V
Oct 30, 2025
5.0
Nothing bad to say at all. Played board games with my friends here and the staff are very friendly.
KK
KK
Oct 17, 2025
5.0
I absolutely love this place! It’s so nice to grab a cup of coffee before meeting with your banker. The staff is always super friendly, and the coffee is just pure goodness!
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café and what can I expect there?
A Capital One Café is a hybrid space combining banking and café services. You can get everyday banking help, enjoy handcrafted beverages from Verve Coffee Roasters, access free WiFi, comfortable seating, and attend free financial workshops and events. It's welcoming to everyone, whether you bank with Capital One or not.
Can non-Capital One customers visit the Capital One Café?
Yes, everyone is welcome at Capital One Cafés to enjoy coffee, relax, work, or attend financial and social events. You don't need to be a Capital One customer to visit.
Are there any sales pressures when visiting a Capital One Café?
No, Café Ambassadors provide support and answer questions but do not try to sell products. The environment is sales-free and low pressure.
What food and beverage options does the Capital One Café offer?
The Café offers craft coffee and a full coffee bar from Verve Coffee Roasters, along with teas, breakfast, lunch, snacks, and to-go items, suitable for working or a quick bite.
Do Capital One customers receive any perks at the Café?
Yes, Capital One customers get 50% off handcrafted beverages every day when paying with a Capital One debit or credit card. They can also reserve semi-private nooks for working or meetings at most locations.
Can I open a bank account at the Capital One Café in Mall of America?
Yes, you can apply to open an account through self-service options at the Café, and Café Ambassadors are available to assist you with the process.
What banking services are available at the Capital One Café?
You can use self-service options for routine banking, get help from Ambassadors, use fee-free ATMs to deposit or withdraw cash, pay credit cards, replace or lock debit cards, update information, and more.
What are the operating hours of the Capital One Café at Mall of America?
The Café is open Monday through Saturday from 10:00 AM to 9:00 PM, and on Sundays from 11:00 AM to 7:00 PM.
Which nearby places can I visit before or after stopping by Capital One Café?
Nearby you can visit New Balance for shoes and apparel, Noodles & Company or Bonchon for Asian cuisine, the Apple Store for electronics, and B & B Theatres Bloomington 13 for movies, all conveniently located in Mall of America.
How can nearby restaurants enhance my visit to Capital One Café?
You could start with a coffee and snack at the Café then enjoy meals at nearby places like Pizza Studio - Mall of America for pizza, Panda Express for Chinese food, or Ruby Thai Mall of America for Thai cuisine, offering a variety of dining options in the area.