Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, check their balance, or pay a credit card bill. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
I didn’t expect much for the coffee knowing this is a bank, and banking is their business, but not only was the coffee mediocre but they don’t understand accessibility issues.
Although I have an affinity for coffee shops that are restful, comfortable spaces to gather (and this cafe offers hard, wood furnishings only), I wouldn’t judge a cafe on that alone.
However, as a patron with a back injury, who can’t sit on hard, flat surfaces without support more than 5 minutes at a time, when I tried to use a softer chair from the nook that you can only sit in if you have a Capitol One or Discover card, customer service refused the chair, stating the policy on account holders only and didn’t offer a didn’t accommodation after I told them why I was using the chair.
I just opened a small business. Where I may have considered using Capitol One for a business account previously, today’s incident will have me looking elsewhere.
MM
MICHAEL
Oct 2, 2025
5.0
Beautiful place!
NR
Nate Reviews
Sep 16, 2025
5.0
Menealik was very friendly and helpful
LW
Latonia Watson
Sep 3, 2025
5.0
The people are very friendly. Menelick makes a wonderful strawberry -mango smoothie.
DA
Demitrus Anthony
Sep 2, 2025
5.0
I enjoy this cafe so much. Every time I come in I'm always greeted and the employees are phenomenal and are extremely helpful. If I had 5 thumbs they'd get all thumbs up.
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café?
A Capital One Café combines banking and café experiences in a welcoming space offering everyday banking, in-person support, handcrafted beverages from Verve Coffee Roasters, free WiFi, cozy seating, and free financial events. Everyone is welcome, regardless of banking status.
Can I visit the Capital One Café if I am not a customer?
Yes, the Capital One Café welcomes everyone to relax, enjoy coffee, and participate in financial and social events, whether or not you bank with Capital One.
Are there any sales pitches when visiting the Capital One Café?
No, Café Ambassadors are there to support you without trying to sell products. They can answer questions, but the environment is sales-free and low pressure.
What services and amenities does the Capital One Café offer?
You can get banking support, open accounts, enjoy handcrafted beverages, breakfast and lunch, use free Wi-Fi, comfortable seating, and participate in free financial workshops and events.
Does the Capital One Café offer food options?
Yes, the café serves a variety of food including breakfast, lunch, snacks, pastries, and to-go items, alongside craft coffee and teas from Verve Coffee Roasters.
Are there any perks for Capital One customers at the Café?
Capital One customers get 50% off handcrafted beverages when paying with a Capital One debit or credit card and can reserve semi-private nooks in almost every café.
Can I open a bank account at the Capital One Café?
Yes, you can open an account using self-service options at the café with assistance from Café Ambassadors as needed.
What are the operating hours of the Capital One Café in Downtown Detroit?
The café is open Monday to Friday from 7:00 AM to 6:00 PM, Saturday from 9:00 AM to 5:00 PM, and closed on Sundays.
How can nearby places like Downtown Realty or The Guardian Store be useful when visiting the Capital One Café?
Nearby places such as Downtown Realty and The Guardian Store offer convenient services you might need nearby before or after visiting the café, making your visit to Downtown Detroit more productive and enjoyable.
How can I use nearby transit or locations like Capital One ATM or Rowland Cafe when visiting the Capital One Café?
You can easily access banking services at the nearby Capital One ATM, and enjoy additional coffee and food options at nearby spots like Rowland Cafe, enhancing your experience around the café area.
What nearby legal and professional services are available close to Capital One Café Downtown Detroit?
Services such as Joel B. Sklar Law, Bajoka Law Group, and Wayne County offices are nearby, offering convenient access to legal and professional support during your visit.