Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, check their balance, or pay a credit card bill. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
They can make hot cappuccino but no ice cappuccino.order taker was also very frustrated an tired her life I guess. Ruse enough for just a coffee
DK
DK KH
Nov 15, 2025
1.0
Not good at all. First,- it’s a bunker with no working WiFi or signal coming in. Second, the coffees is very small and expensive and both orders done wrong
RC
Ronnie Allen Cavender-Kerr
Oct 27, 2025
5.0
This was hands down the best cafe and the best banking experience I’ve had in my entire life. The barista was so friendly and gave my discount with me even needing to ask. The bank associate also helped me solve my credit card issue with patience and grace. This place has made me 10x more likely to do further business with Capital One.
LK
Levi Kugel
Oct 15, 2025
3.0
This is an automated machine that makes basic coffee at $5 a piece. If you looking for high quality coffee, go elsewhere.
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café?
A Capital One Café combines banking and café services in a welcoming space where you can get everyday banking support and enjoy handcrafted beverages from Verve Coffee Roasters. It offers free WiFi, cozy seating, and free financial events. Everyone is welcome, customers or not.
Can I visit Capital One Café if I’m not a bank customer?
Yes, everyone is welcome to visit any Capital One Café location to enjoy coffee, relax, and participate in community events regardless of banking with Capital One.
Does Capital One Café try to sell me products?
No, Café Ambassadors are there to support you without selling. They can answer questions, but you can expect a pressure-free environment.
What services can I access at the Capital One Café?
You can get in-person banking support, open accounts via self-service, enjoy handcrafted coffee and food, use free WiFi, and attend free financial workshops and events.
Is there food available at Capital One Café?
Yes, the café offers a variety of food including breakfast, lunch, snacks, pastries, and to-go items along with craft coffee and other beverages from Verve Coffee Roasters.
What are the operating hours of the Capital One Café in Miami Beach?
The Café is open Monday to Friday from 9 AM to 7 PM, Saturday from 10 AM to 9 PM, and Sunday from 10 AM to 6 PM.
Are there ATMs available at the Capital One Café?
Yes, self-service ATMs are available and are fee-free for Capital One Checking account holders for deposits, withdrawals, balance checks, and credit card payments.
Can I reserve a private workspace nook at the Capital One Café?
Yes, Capital One account holders aged 18+ can reserve semi-private nooks through the Capital One mobile app or by scanning the QR code at the Café.
How can I use nearby transit options to reach Capital One Café?
The Capital One Café is close to Citi Bike stations (e.g., Citi Bike Station #151), which offer bike rentals, making it convenient for customers to reach the café and explore nearby Miami Beach areas.
What nearby attractions can I visit before or after coming to Capital One Café?
You can visit nearby attractions such as Lincoln Road shopping with stores like Intermix boutique and Apple Lincoln Road electronics, or enjoy dining at Johnny Rockets burger restaurant. These options make for a pleasant visit to the area surrounding the Café.
What nearby services might complement my visit to Capital One Café?
Nearby services such as The Lincoln Garage parking, Strang Tryson law firm, and South Beach Run Club gym can be useful for visitors looking to manage errands, legal matters, or fitness activities alongside their Café visit.