Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, check their balance, or pay a credit card bill. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
Definitely not worth $10! Verve Coffee Roasters at the Capital One Café is seriously overpriced. We waited 15 minutes for a tiny, tasteless smoothie. Definitely not worth it.
JS
Jeff S
Nov 4, 2025
1.0
Employees here act like high school kids given just a bit of authority. I will change this review once replied or spoken to about this.
PC
Peter C
Nov 3, 2025
1.0
Not to friendly staff at this location
AA
Aggie
Oct 16, 2025
1.0
Rating the bank, not the cafe. Horrible customer service. Not helpful in the least.
NS
Navin Sood
Oct 11, 2025
5.0
Visited Capital One Cafe to open a checking account where Maday assisted us. She guided us throughout the process very diligently and explained all the features really well. Thank you so much!!! Really love how Capital One is transforming the banking experience through Cafe format which is phenomenal. Would recommend everyone to experience it, you would definitely enjoy it along with the amazing features it already offers!
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café and who can visit?
A Capital One Café is a combined bank and café offering banking support, handcrafted beverages from Verve Coffee Roasters, free WiFi, and cozy seating. Everyone is welcome, whether or not you bank with Capital One.
Can I open a bank account at the Capital One Café?
Yes, you can open an account at the Capital One Café using the self-service application or with help from a Café Ambassador.
What types of food and drinks does the Capital One Café offer?
The Café serves a variety of beverages including craft coffee, teas, and more from Verve Coffee Roasters. The food menu includes breakfast, lunch, snacks, pastries, and to-go items.
Are there any customer perks available at the Capital One Café?
Yes, Capital One customers get 50% off handcrafted beverages every day when paying with a Capital One debit or credit card. Account holders can also reserve semi-private nooks in most Cafés.
What types of banking services are available at the Capital One Café?
You can perform everyday banking such as using self-service ATMs fee-free (for Capital One Checking holders), deposit or withdraw cash, change debit card PIN, update account info, and get in-person support from Ambassadors.
What are the operating hours of the Capital One Café in Miracle Mile?
The café is open Monday to Friday from 8 AM to 6 PM, Saturday from 9 AM to 5 PM, and closed on Sundays.
Does the Capital One Café offer reservable private workspaces?
Yes, account holders aged 18 and older can reserve semi-private nooks with tables and outlets either in the Café or via the Capital One mobile app.
What nearby coffee shops are close to the Capital One Café and how can they complement a visit?
Peet's Coffee & Tea is nearby and offers an alternative coffee experience. Visitors to the Capital One Café can enjoy their banking and café services and explore Peet's for more coffee options in Miracle Mile.
Are there nearby dining options around the Capital One Café for a meal after banking?
Yes, there are several nearby restaurants including Pita n Shawarma, Uvaggio Wine Bar & Restaurant, Don Favios Pizza Gourmet, and Crepe Maker at Miracle Mile where visitors can enjoy various cuisines after visiting the Café.
What other local services are close to the Capital One Café that visitors might find useful?
Nearby businesses include Coral Gables Eye Care for optical needs, Estetica Le Fate by Yusy for beauty and spa services, and 9Round Fitness for workout options, all located conveniently around Miracle Mile to complement your visit.