Capital One Cafés are part bank, part café–all in one place. Everyone’s welcome, whether you bank with us or not. Come in for everyday banking and in-person support from Ambassadors. Café ATMs are fee-free for Capital One Checking account holders to get cash, deposit cash or checks, or check their balance. Enjoy world-class coffee from Verve Coffee Roasters and an all-day food menu. Get 50% off handcrafted beverages every day when paying with a Capital One or Discover debit or credit card. Settle in and enjoy free Wi-Fi and comfortable spaces for working, meeting or taking a break. You can even work toward money goals with free-for-everyone financial literacy events and workshops. Capital One N.A., Member FDIC.
My visit here was very pleasant. The cafe enjoys a central location in Chinatown and offers a spacious and quiet atmosphere. The drinks are excellent, and using a Capital One card grants a 50% discount, which is a fantastic perk.
XX
X
Dec 22, 2025
5.0
Fun idea to be a cafe-bank. I passed by once in SF and now here I am. And the bank staff are much more friendly than most of the baristas lol. Good job with the PR (I might consider opening an account one day :D ).
The verve coffee is on the fruity sweet side, interesting in cortado. Very third wave, but not too sour. Slightly larger than normal size.
Not sure if the 3 pm for 3 is real or not, but I really wanted to try the (expensive) cardamom ginger spice latte. It turns out that cardamom isn’t in powder but is the very syrup. I’m so grateful that the barista making it allowed me to have the syrup on the side XD. Curiosity satisfied and coziness still achieved.
Electricity and restroom available.
(Oh and I can also tell my parents I’m finally working in a bank)
CS
Chris Saw
Dec 21, 2025
5.0
Mikayla started my experience out outstandingly. The rest of the staff were equally phenomenal!
Safe, relaxing, and responsible in the community.
Head in and chat with Mikayla - there are so many benefits to this over a standard cafe!
JJ
Jason Johnson
Dec 20, 2025
1.0
ATMs don't work after hours despite having a card.
BG
Brendan Gillespy
Dec 5, 2025
5.0
Came in for help with a banking issue, and Malik was absolutely wonderful. Pointed me in the right direction, helped me understand what the issue was, and was truly some of the best service I've ever received. Could not be more grateful for the help.
A Capital One Café is part bank, part café–all in one convenient and welcoming space. Come in for everyday banking, in-person support from Ambassadors and handcrafted beverages from Verve Coffee Roasters. The Café offers free WiFi and cozy seating for all, plus most of our locations have extended and weekend hours. You can even work toward your money goals with free events, workshops and one-on-one Money & Life mentoring. Visit any of our 60+ locations nationwide whether you bank with us or not. Everyone’s welcome.
Can I come to a Capital One Café if I’m not a customer?
Whether you bank with us or not, everyone is welcome to come in for coffee, relax and recharge at our 55+ Cafés across the nation. Every Capital One Café location is truly a community space that offers both financial and social events to support your everyday well-being.
Will you try to sell me something at a Capital One Café?
No. Café Ambassadors are there to support you, not sell you. If you do have questions about products or services, they’re happy to answer them, but you can expect a sales free environment in all Capital One Cafés.
What can you do at a Capital One Café?
Get in-person support for your banking questions from our friendly Ambassadors all while enjoying your favorite beverage, an all-day food menu and comfortable spaces for working or taking a break. Open an account and explore other products and services in a no-pressure environment. Or, enjoy free-for-everyone programs and events to support your financial growth. The choice is yours.
Do Capital One Cafés have food or just coffee?
Yes, there’s a variety of food and beverages served at the Capital One Café.
Featuring craft coffee and a full-service coffee bar from Verve Coffee Roasters [https://www.vervecoffee.com/], teas and more, the Café is your new favorite “coffee spot.” The food menu features breakfast, lunch, snacks, and to-go items to keep you full while you sit and work or if you’re just stopping in for a quick bite.
Do Capital One Customers get perks at the Café?
Yes. While everyone can take advantage of all the things that Cafés have to offer whether you bank with us or not, Capital One customers can get 50% off handcrafed beverages every day when using a Capital One debit or credit card. Account holders of any Capital One product (18+ years of age or older) can reserve semi-private nooks available within almost every Café.
Can I open an account at Capital One Café?
Yes, through our self-service option, you can apply to open an account at a Capital One Café. Chat with a Café Ambassador and they can help you get set up.
How do I bank at a Capital One Café?
Capital One Cafés offer a modernized, friendly approach to banking that provides a low pressure way to get support. While we don’t have traditional bank tellers in our Cafés, customers can use our self-service options to get everyday banking done., even on the weekend. Ambassadors are on hand to assist you along the way with your banking questions, and can even help you apply for an account. Capital One Checking account holders can use Café ATMs fee-free to check their balance, deposit or withdraw cash, make credit card payments and more. Come in for everyday banking–stay to enjoy a handcrafted beverage. You can also:
- Replace, reissue or activate your debit card
- Lock and unlock your debit card
- Change your debit card PIN
- Receive sign-in support
- Update account information like your address, phone number and email address
- Place or remove a stop payment on a check or ACH
- Request duplicate tax forms be mailed to you
- Order a checkbook
Are there ATMs at a Capital One Café?
Yes, there are self-service ATMs available at all Cafés that are fee-free to Capital One customers. You can use them to deposit cash, deposit checks, pay your credit card bill and more. Not a customer? There’s a small fee to use the ATMs.
Can you reserve space at the Café?
Account holders (18+) can reserve a nook—a private workspace with tables and outlets—when they’re in the Café or from their Capital One mobile app. When in the Café, visitors can scan the QR code on the door of the nook to access the reservation portal to complete their booking. As of December 2024, account holders can make reservations in the Capital One mobile app by searching for their preferred Café, viewing the details of that Café and selecting "Reserve a Nook" to access the reservation portal.
What is a Capital One Café?
A Capital One Café is a combined bank and café offering everyday banking, in-person support, handcrafted beverages, free WiFi, cozy seating, and financial workshops. Everyone is welcome whether or not they bank with Capital One.
Can I visit the Capital One Café even if I am not a Capital One customer?
Yes, everyone is welcome to enjoy coffee, relax, and attend financial and social events at the Capital One Café regardless of banking status.
Does the Capital One Café sell food along with coffee?
Yes, the Café offers a full menu including breakfast, lunch, snacks, pastries, and to-go items along with handcrafted beverages from Verve Coffee Roasters.
Are there ATMs available at the Capital One Café?
Yes, self-service ATMs are available at all Cafés and are fee-free for Capital One Checking account holders. They can be used for deposits, withdrawals, checking balances, and credit card payments.
Can I open a bank account at the Capital One Café?
Yes, you can apply to open an account through self-service options or get assistance from Café Ambassadors at the Café.
What are the operating hours of the Capital One Café in Chinatown, Washington DC?
The Café is open Monday, Tuesday, Thursday, and Friday from 7:00 AM to 7:00 PM; Wednesday from 1:00 PM to 7:00 PM; Saturday and Sunday from 11:00 AM to 7:00 PM.
Do Capital One customers get special perks at the Café?
Yes, Capital One customers receive 50% off handcrafted beverages every day when paying with a Capital One debit or credit card, and can reserve semi-private nooks at most locations.
How can nearby places like Washington 7th St NW and Chopt Creative Salad Co. enhance my visit to Capital One Café?
You can easily combine your visit to Capital One Café with nearby dining options such as Washington 7th St NW fast food or Chopt Creative Salad Co. for vegetarian meals, enriching your experience in Chinatown with diverse food choices.
Are there nearby coffee shops or cafés around Capital One Café in Chinatown?
Yes, Verve Coffee Roasters is a nearby coffee shop where visitors can explore another local coffee experience before or after visiting Capital One Café.
What landmarks or attractions are close to the Capital One Café in Chinatown?
Nearby landmarks include the Friendship Archway and Chinatown Arch, perfect for visitors who want to explore historic sites while visiting the Café.